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March 16, 2022

The Ultimate Guide to VA Disability Benefits by Rating: A List of Benefits by Percentage

Last updated on May 2, 2022

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List of Disability Benefits by Percentage

Over five million veterans receive disability compensation. We created this post to help veterans like you understand your VA benefits. If you’ve won a claim and received a rating for your service-connected disability or disabilities, the next step is to learn about and fully understand your benefits!

Throughout this article, we break down the VA’s list of benefits by percentage. We detail what’s covered under each disability percentage and what benefits you might be entitled to at that rating. Read on to learn about and make the most of the benefits afforded by your current disability rating!

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Table of Contents

A note on VA ratings and VA healthcare

We mention specific VA healthcare benefits and qualifications at each disability rating percentage. Higher ratings may offer more benefits.

However, it’s important to note that as a veteran, you may have access to VA healthcare even if you don’t have a VA rating, depending on your income. Some services never require a copay. These include:

  • Any care for a service-connected disability
  • Registry examinations
  • Care and counseling for military sexual trauma
  • Compensation and Pension exams
  • Care as part of a VA research project
  • Readjustment counseling and related mental health services
  • Care for cancer of the neck or head caused by nose or throat radium treatments during service
  • Smoking cessation and weight-loss services
  • Exams to determine your risk of health problems linked to your military service
  • Care that may be related to combat service for Veterans that served in a theater of combat operations after November 11, 1998
  • Lab tests
  • Electrocardiograms (EKGs or ECGs) to check for heart disease or other heart problems
  • VA health fairs
  • Hospice care

While we don’t go into detail about VA dental care in this post, at a minimum, you may be eligible for dental care to treat any issue that’s making your service-connected disability worse or harder to treat.

LISTS OF BENEFITS BY PERCENTAGE1

List of 0% VA rating benefits

At the 0% disability rating level, veterans with service-connected disabilities are eligible for these benefits:

  • You’ll be assigned to VA healthcare as Priority Group 6
  • Travel pay to VA healthcare locations for service-connected conditions
  • 10-point veteran preference for federal jobs
  • Use of base or post commissaries, exchanges, morale, welfare, and recreation (MWR) retail facilities, in-person and online
  • Burial and plot allowance

Although this rating offers no monthly disability compensation, veterans at the 0% service-connected rating level are still qualified for VA healthcare. If you’re a veteran with a 0% disability rating, you may be assigned to Priority Group 6. Your healthcare benefits as part of this priority group include free inpatient care. Some of the services below are free if income limits are met. You’ll be charged a copay for:

  • Prescription medications ($5-$33)
  • Primary care visits ($15)
  • Specialty care visits ($50)
  • Specialty tests ($50)
  • Urgent care visits (Up to $30 per visit)

(Note regarding VA Healthcare Priority Groups: The VA assigns you to one of 8 “Priority Groups” when you sign up for VA healthcare. Your priority group determines how soon you can receive health care benefits, and how much (if anything) you might have to pay toward the cost of your care. Your priority group is determined by a combination of factors including your disability rating, income level, qualification for other health care programs, and other VA benefits you may be receiving. )

Travel pay disability benefits for veterans with a 0% rating

Starting at the 0% rating level, you’ll receive travel pay for care related to a service-connected disability at VA facilities and VA-approved care in your local community. The VA may pay for these travel costs:

  • Mileage to and from your appointments (at 41.5 cents per mile)
  • Bridge, road, and tunnel tolls
  • Parking
  • Taxi and plane fees
  • Ticket costs (including train, subway, bus, ferry, or light rail)
  • Meals and lodging in some cases

You’re also eligible for special mode transportation in an ambulance or wheelchair van if your VA provider approves it in advance or if it’s required.

Learn how to submit a VA travel reimbursement claim. You can file a claim online using the Access VA travel portal.

The Ultimate List of Benefits by Percentage Video


List of 10% VA rating benefits

At the 10% disability rating level, veterans are eligible for all the benefits at the 0% level plus a few additional benefits, including:

  • Monthly compensation for service-connected disabilities starting at $152.64 for 2022
  • Expansion of healthcare coverage to Priority Group 3 (free outpatient care and up to three free urgent care visits per calendar years)
  • VA-backed home loan fee waiver
  • Possible Veteran Readiness and Employment (VR&E) support with a serious employment handicap

Benefits that still apply from the 0% level include:

  • Travel pay for VA healthcare for service-connected conditions
  • 10-point veteran preference for federal jobs
  • Use of base or post commissaries, exchanges, morale, welfare, and recreation (MWR) retail facilities, in-person and online

Compensation benefits at the 10% rating level

With a 10% disability rating, you’re now eligible for monthly compensation of $152.64 for 2022.

VA health benefits for veterans with a 10% VA disability rating

Veterans with a 10% disability rating are generally assigned to Priority Group 3. This group has the benefit of no copay for outpatient care—or free primary care, specialty care, and specialty testing. Priority Group 3 also offers 10% disabled veterans free urgent care visits for the first three visits per calendar year. Your healthcare benefits also include:

  • Free inpatient VA care
  • Prescription medications ($5-$33)

VA funding fee

Using a VA-backed home loan is an excellent benefit for all veterans. The VA funding fee is designed to help lower the cost of loans for U.S. taxpayers since there’s no requirement for down payments with VA home loans. The VA waives your VA home loan funding fee once you receive compensation starting at the 10% rating level. This fee could be as much as 3.6% of the total price of the home you’re purchasing, depending on your downpayment.

Learn more about the VA funding fee. 

Burial and plot allowance

For deaths from a service-connected disability (or if a service-connected disability is listed on the death certificate as a contributing factor to the cause of death): VA will pay up to $2,000 toward burial expenses for deaths after September 11, 2001, or up to $1,500 for deaths prior to September 11, 2001.

For non-service-related deaths (from a non-service connected disability): VA will pay up to $796 toward burial and funeral expenses for deaths on or after October 1, 2019 (if hospitalized by VA at time of death), or $300 toward burial and funeral expenses (if not hospitalized by VA at time of death), and a $796 plot-interment allowance (if not buried in a national cemetery).

If the veteran is buried in a VA national cemetery, some or all of the cost of transporting the deceased may be reimbursed.

You’ll find more eligibility requirements for burial benefits on the VA’s website. 

Veteran Readiness and Employment (VR&E) benefits for disabled veterans

The VR&E program, also called Chapter 31 benefits, can help you find employment if you have a serious employment handicap. The program helps identify work that matches your abilities and helps you live independently if your disabilities prevent you from working right now.

0 90 VA BENEFITS

List of 20% VA rating benefits

At the 20% disability rating level, veterans are eligible for all the benefits at the lower rating levels plus monthly disability compensation is $301.74 for 2022.

Benefits that still apply from the 10% level include:

  • An increase in healthcare to Priority Group 3 (free outpatient care and urgent-care visits)
  • Possible Veteran Readiness and Employment (VR&E) support
  • Burial and plot allowance
  • VA-backed home loan fee waiver
  • Travel pay for VA healthcare for service-connected conditions
  • 10-point veteran preference for federal jobs
  • Use of base or post commissaries, exchanges, morale, welfare, and recreation (MWR) retail facilities, in-person and online

Compensation benefits at the 20% level

With a 20% disability rating, you’re eligible for monthly compensation of $301.74 for 2022.

VA health benefits veterans with a 20% VA disability rating

Veterans with a 20% rating are eligible for no-cost healthcare and prescription medications for service-connected disabilities. For everything else, veterans with a rating of 20% are typically placed in Priority Group 3.

Your VA healthcare benefits under this priority group include:

  • Free inpatient care
  • Free outpatient care (primary care, specialty care, and specialty testing)
  • Your first three urgent care visits are free each calendar year (and $30 on the 4th visit)
  • A copay for prescription medications ($5-$33)

List of 30% VA rating benefits

At the 30% disability rating level, veterans are eligible for all the benefits up to the 20% level plus a few additional benefits, including:

  • Monthly disability compensation starts at $467.39 for 2022 (and increases with eligible dependents)
  • An increase in healthcare to Priority Group 2 for service-connected disabilities  (no-cost VA healthcare)
  • Travel pay for all VA healthcare (not just care for service-connected conditions) at 41.5 cents per mile for 2022

Benefits that apply from the 20% level include:

  • Possible Veteran Readiness and Employment (VR&E) support
  • Burial and plot allowance
  • VA-backed home loan fee waiver
  • 10-point veteran preference for federal jobs
  • Use of base or post commissaries, exchanges, morale, welfare, and recreation (MWR) retail facilities, in-person and online

Compensation benefits at the 30% level

Veterans with no dependents at the 30% rating level receive $467.39 per month for 2022. You receive extra monthly compensation for dependents starting at the 30% rating level and above. Learn more about adding an eligible dependent to your compensation benefits. Here’s the benefit rate for 30% for 2022:

  • Veteran with spouse – $522.39
  • Veteran with spouse and one parent – $566.39
  • Veteran with spouse and two parents – $610.39
  • Veteran with one parent – $511.39
  • Veteran with two parents – $555.39
  • Veteran with one child only – $504.39
  • Veteran with one child and spouse – $563.39
  • Veteran with one child, spouse, and one parent – $607.39
  • Veteran with one child, spouse, and two parents – $651.39
  • Veteran with one child and one parent – $548.39
  • Veteran with one child and two parents – $592.39
  • For each additional child under age 18, add $27

You could also receive additional compensation if your spouse receives Aid and Attendance benefits.

VA BENEFITS CHART 1 1

Healthcare benefits for veterans with a 30% VA disability rating

Veterans with a 20% rating are eligible for no-cost healthcare and prescription medications for service-connected disabilities. When it comes to any medical issues outside of your service-connected disabilities, veterans with a rating of 30% are typically placed in Priority Group 2.

Your VA healthcare benefits under this priority group include:

  • Free inpatient care for service-connected disabilities
  • Free outpatient care for service-connected disabilities
  • Your first three urgent care visits are free (and $30 on the 4th visit)
  • A copay for prescription medications ($5-$33) unless the medication is for a service-connected disability (no cost)

Travel pay disability benefits

At the 30% rating level and higher, you’re eligible to receive travel pay for any care at VA facilities and VA-approved care in your local community (instead of just care for your service-connected disabilities).

The VA may pay for these travel costs:

  • Mileage to and from your appointment (at 41.5 cents per mile for 2022)
  • Bridge, road, and tunnel tolls
  • Parking
  • Taxi and plane fees
  • Ticket costs (including train, subway, bus, ferry, or light rail)
  • Meals and lodging when needed in some cases

The VA uses Bing Maps to calculate the “door to door” mileage—the mileage from your home to the closest VA or authorized non-VA facility that can give you the care you need.

You’re also eligible for special mode transportation in an ambulance or wheelchair van if your doctor approves in advance, or this is required.

Learn how to submit a VA travel reimbursement claim. You can file a claim online using the Access VA travel portal.


List of 40% VA rating benefits

At the 40% disability rating level, veterans are eligible for all the benefits at the 30% level plus monthly compensation::

  • Monthly disability compensation starts at $673.28 for 2022 and increases with eligible dependents

Benefits that still apply from the 30% level include:

  • An increase in healthcare to Priority Group 2 for service-connected disabilities (no cost VA healthcare)
  • Travel pay for all VA healthcare at 41.5 cents per mile for 2022, not just care for service-connected conditions
  • Possible Veteran Readiness and Employment (VR&E) support
  • Burial and plot allowance
  • VA-backed home loan fee waiver
  • 10-point veteran preference for federal jobs
  • Use of base or post commissaries, exchanges, morale, welfare, and recreation (MWR) retail facilities, in-person and online

Compensation benefits at the 40% level

Veterans with no dependents at the 40% rating level receive $673.28 per month for 2022. If you have dependents, you’ll receive additional monthly compensation. Your monthly compensation for 2022 is:

  • Veteran with spouse – $747.28
  • Veteran with spouse and one parent – $806.28
  • Veteran with spouse and two parents – $865.28
  • Veteran with one parent – $732.28
  • Veteran with two parents – $791.28
  • Veteran with one child only – $722.28
  • Veteran with one child and spouse – $801.28
  • Veteran with one child, spouse, and one parent – $860.28
  • Veteran with one child, spouse, and two parents – $919.28
  • Veteran with one child and one parent – $781.28
  • Veteran with one child and two parents – $840.28
  • For each additional child under age 18, add $36

Healthcare benefits for veterans with a 40% VA disability rating

When it comes to VA healthcare, veterans with a rating of 40% are typically placed in Priority Group 2. Your VA healthcare benefits under this priority group include:

  • Free inpatient care for service-connected disabilities
  • Free outpatient care for service-connected disabilities
  • Your first three urgent care visits are free (and $30 on the 4th visit)
  • A copay for prescription medications ($5-$33) unless the medication is for a service-connected disability (no cost)

For more information on benefits at the 40% rating, see our post 40% VA Disability Benefits Explained.


List of 50% VA rating benefits

One of the most significant advantages of a 50% rating is that VA healthcare becomes totally free at this level. Additional 50% rating benefits include:

  • Monthly disability compensation starts at $958.44 for 2022 and increases with eligible dependents
  • No cost VA healthcare and prescription medications under Priority Group 1
  • You could qualify for Concurrent Retirement and Disability Pay (CRDP) or Combat-Related Special Compensation (CRSC) if you’re receiving military retirement pay and 60 years or older

Benefits that still apply from the 40% level include:

  • Travel pay for all VA healthcare at 41.5 cents per mile for 2022, not just care for service-connected conditions
  • Possible Veteran Readiness and Employment (VR&E) support
  • Burial and plot allowance
  • VA-backed home loan fee waiver
  • 10-point veteran preference for federal jobs
  • Use of base or post commissaries, exchanges, morale, welfare, and recreation (MWR) retail facilities, in-person and online

Compensation benefits at the 50% level

Veterans with no dependents at the 50% rating level receive $958.44 per month for 2022. If you have dependents, you’ll receive additional monthly compensation. Your monthly compensation for 2022 is:

  • Veteran with spouse – $1,050.44
  • Veteran with spouse and one parent – $1,124.44
  • Veteran with spouse and two parents – $1,198.44
  • Veteran with one parent – $1,032.44
  • Veteran with two parents – $1,106.44
  • Veteran with one child only – $1,020.44
  • Veteran with one child and spouse – $1,118.44
  • Veteran with one child, spouse, and one parent – $1,192.44
  • Veteran with one child, spouse, and two parents – $1,266.44
  • Veteran with one child and one parent – $1,094.44
  • Veteran with one child and two parents – $1,168.44
  • For each additional child under age 18, add $46

Healthcare benefits for veterans with a 50% VA disability rating

With a 50% VA rating, the VA will assign you to Priority Group 1. As a 50% disabled veteran, you’re eligible for cost-free care and medications. You’re eligible for:

  • No-cost prescription medications
  • No-cost VA inpatient and outpatient care (hospitalizations, doctor’s visits, and tests)
  • Free urgent care visits for the first three per calendar year

For more information on benefits at the 50% rating, see our post 50% VA Disability Benefits Explained.

VA benefits by percentage Infographic

List of 60% to 90% VA rating benefits

At the 60% to 90% disability rating level, veterans are eligible for all the benefits at the 50% level plus a few additional benefits, including:

  • Monthly disability compensation starts at $1,214.03 for 60% in 2022 and increases with eligible dependents
  • You could qualify to be compensated at the 100% rating level if you’re unable to work and meet specific requirements (under the Total Disability Individual Unemployability TDIU program)

If rated unemployable at the 60% level or higher, you could also qualify for these benefits (some of these benefits require a permanent rating as well):

  • Dependents Educational Assistance
  • Special restorative training
  • CHAMPVA – Civilian Health and Medical Program
  • Dental care

Benefits that still apply from the 50% level include:

  • No-cost VA healthcare and prescription medications
  • Concurrent Retirement Disability Compensation pay and Combat Related Special Compensation
  • Travel pay for all VA healthcare at 41.5 cents per mile for 2022, not just care for service-connected conditions
  • Possible Veteran Readiness and Employment (VR&E) support
  • Burial and plot allowance
  • VA-backed home loan fee waiver
  • 10-point veteran preference for federal jobs
  • Use of base or post commissaries, exchanges, morale, welfare, and recreation (MWR) retail facilities, in-person and online

Compensation benefits at the 60% level

Veterans with no dependents at the 60% rating level receive $1,214.03 per month for 2022. If you have dependents, you’ll receive additional monthly compensation. Your monthly compensation for 2022 is:

  • Veteran with spouse – $1,325.03
  • Veteran with spouse and one parent – $1,414.03
  • Veteran with spouse and two parents – $1,503.03
  • Veteran with one parent – $1,303.03
  • Veteran with two parents – $1,392.03
  • Veteran with one child only – $1,288.03
  • Veteran with one child and spouse – $1,407.03
  • Veteran with one child, spouse, and one parent – $1,496.03
  • Veteran with one child, spouse, and two parents – $1,585.03
  • Veteran with one child and one parent – $1,377.03
  • Veteran with one child and two parents – $1,466.03
  • For each additional child under age 18, add $55

Healthcare benefits for veterans with a 60% to 90% VA disability rating

As a disabled veteran with a 60% to 90% VA disability rating, the VA will assign you to Priority Group 1. You’re eligible for:

  • No-cost prescription medications
  • No-cost VA inpatient and outpatient care (hospitalizations, doctor’s visits, and tests)
  • Free urgent care visits for the first three per calendar year

Total Disability Individual Unemployability (TDIU) benefits

Veterans who qualify at the 60% disability rate or higher are entitled to be paid at the 100% VA disability rate if they can show their service-connected disabilities prevent them from working in substantially gainful employment. Learn more about TDIU benefits and how to apply.

For more information on benefits at the 60% rating, see our post 60% VA Disability Benefits Explained.


Compensation benefits for veterans with a VA disability rating from 70% to 90%

In addition to all the benefits listed above for 60% disabled veterans, veterans with a 70% or above rating are eligible for increased monthly compensation.

Compensation benefits at the 70% level

Veterans with no dependents at the 70% rating level receive $1,529.95 per month for 2022. If you have dependents, you’ll receive additional monthly compensation. Your monthly compensation for 2022 is:

  • Veteran with spouse – $1,659.95
  • Veteran with spouse and one parent – $1,763.95
  • Veteran with spouse and two parents – $1,867.95
  • Veteran with one parent – $1,633.95
  • Veteran with two parents – $1,737.95
  • Veteran with one child only – $1,615.95
  • Veteran with one child and spouse – $1,754.95
  • Veteran with one child, spouse, and one parent – $1,858.95
  • Veteran with one child, spouse, and two parents – $1,962.95
  • Veteran with one child and one parent – $1,719.95
  • Veteran with one child and two parents – $1,823.95
  • For each additional child under age 18, add $64

Compensation benefits at the 80% level

Veterans with no dependents at the 80% rating level receive $1,778.43 per month for 2022. If you have dependents, you’ll receive additional monthly compensation. Your monthly compensation for 2022 is:

  • Veteran with spouse – $1,926.43
  • Veteran with spouse and one parent – $2,045.43
  • Veteran with spouse and two parents – $2,164.43
  • Veteran with one parent – $1,897.43
  • Veteran with two parents – $2,016.43
  • Veteran with one child only – $1,877.43
  • Veteran with one child and spouse – $2,035.43
  • Veteran with one child, spouse, and one parent – $2,154.43
  • Veteran with one child, spouse, and two parents – $2,273.43
  • Veteran with one child and one parent – $1,996.43
  • Veteran with one child and two parents – $2,115.43
  • For each additional child under age 18, add $73

For more information on benefits at the 80% rating, see our post Top 20 VA Benefits for Veterans with 80% VA Disability.

Compensation benefits at the 90% level

Veterans with no dependents at the 90% rating level receive $1,998.52 per month for 2022. If you have dependents, you’ll receive additional monthly compensation. Your monthly compensation for 2022 is:

  • Veteran with spouse – $2,165.52
  • Veteran with spouse and one parent – $2,299.52
  • Veteran with spouse and two parents – $2,433.54
  • Veteran with one parent – $2,132.52
  • Veteran with two parents – $2,266.52
  • Veteran with one child only – $2,109.52
  • Veteran with one child and spouse – $2,287.52
  • Veteran with one child, spouse, and one parent – $2,421.52
  • Veteran with one child, spouse, and two parents – $2,555.52
  • Veteran with one child and one parent – $2,243.52
  • Veteran with one child and two parents – $2,377.52
  • For each additional child under age 18, add $83

For more information on benefits at the 90% rating, see our post 90% VA Disability Benefits Revealed and Explained.


REMINDER: ADDING DEPENDENTS AT THE 30-90% RATING LEVEL 

Beginning at the 30% rating level, veterans begin receiving extra monthly compensation for any dependents. Make sure to add your eligible dependents to eBenefits to receive your maximum compensation you rightfully earned.

25 Disabled Benefits You Might Not Know About

Learn more about adding an eligible dependent to your compensation benefits.

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Most veterans are underrated for their disabilities and therefore not getting the compensation they’re due. At VA Claims Insider, we help you understand and take control of the claims process, so you can get the rating and compensation you’re owed by law.

Our process takes the guesswork out of filing a VA disability claim and supports you every step of the way in building a fully-developed claim (FDC)—so you can increase your rating fast!

If you’ve filed your VA disability claim and have been denied or have received a low rating—or you’re unsure how to get started—reach out to us! Take advantage of a FREE VA Claim Discovery Call. Learn what you’ve been missing—so you can FINALLY get the disability rating and compensation you deserve!

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About the Author

Brian Reese
Brian Reese

Brian Reese

Founder & CEO

Brian Reese is a VA benefits expert, author of the #1 Amazon Bestseller You Deserve It: The Definitive Guide to Getting the Veteran Benefits You’ve Earned, and founder of VA Claims Insider – “The Most Trusted Name in Education-Based Resources for Veterans.”

His frustration with the 8-step VA disability claims process led him to create “VA Claims Insider,” which provides U.S. military veterans with tips, strategies, and lessons learned for successfully submitting or re-submitting a winning VA disability compensation claim.

Brian is also the CEO of Military Disability Made Easy, which is the world’s largest free searchable database for all things related to DoD disability and VA disability claims and has served more than 4,600,000 military members and veterans since its founding in 2013.

His eBook, the “9 Secrets Strategies for Winning Your VA Disability Claim” has been downloaded more than 300,000 times in the past three years and is the #1 rated free VA disability claims guide for veterans.

He is a former active duty Air Force officer with extensive experience leading hundreds of individuals and multi-functional teams in challenging international environments, including a combat tour to Afghanistan in 2011 supporting Operation ENDURING FREEDOM.

Brian is a Distinguished Graduate of Management from the United States Air Force Academy, Colorado Springs, CO and he holds an MBA from Oklahoma State University’s Spears School of Business, Stillwater, OK, where he was a National Honor Scholar (Top 1% of Graduate School class).

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