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June 26, 2023

Veteran Benefits by VA Disability Rating (Insider’s Guide)

Last updated on May 9, 2024

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So, you want to know about some of the best Veteran Benefits?

According to the Veteran Benefits Administration (VBA), here’s a list of disabled veteran benefits from 0% to 100%, to include special circumstances.

Veteran Benefits Matrix

VA DISABILITY RATINGLIST OF VETERAN BENEFITS
Non-compensable 0% VA disability rating10 point Veteran preference in federal hiring

No cost health care and prescription drugs for service-connected disabilities (if income limits are met)

Travel allowance for scheduled appointments for care at a VA medical facility or VA-authorized healthcare facility

Commissary and Exchange Privileges

Use of commissaries, exchanges, and morale, welfare, and recreation (MWR) retail facilities, in-person and online.

State veteran benefits
Compensable 0% disability rating

*Note: In some instances, there are individuals who have separate and more than two zero percent service-connected disabilities who are paid at the minimum 10%. (38 CFR 3.324)
10 point Veteran preference in federal hiring

No cost healthcare and prescription drugs for service-connected disabilities (if income limits are met)

Travel allowance for scheduled appointments for care at a VA medical facility or VA-authorized healthcare facility

Waiver of VA funding fee for VA home loan

Burial and plot allowance

Commissary and Exchange Privileges

Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online.

State veteran benefits
Service-connected disability rated at 10%No-cost health care and prescription medications for service-connected disabilities

Travel allowance for scheduled appointments for care at a VA medical facility or VA-authorized healthcare facility

Waiver of VA funding fee for home loan

10 point Veteran preference in federal hiring

Vocational Rehabilitation & Employment (with a serious employment handicap)

Burial and plot allowance

Commissary and Exchange Privileges

Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online.

State veteran benefits
Service-connected disability rating at 20%No-cost health care and prescription medications for service-connected disabilities

Travel allowance for scheduled appointments for care at a VA medical facility or VA-authorized healthcare facility

Waiver of VA funding fee for home loan

10 point Veteran preference in federal hiring

Vocational Rehabilitation & Employment

Burial and plot allowance

Commissary and Exchange Privileges

Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online.

State veteran benefits
Service-connected disability rating at 30% – 40%No-cost health care and prescription medications for service-connected disabilities

Travel allowance for scheduled appointments for care at a VA medical facility or VA-authorized healthcare facility

Waiver of VA funding fee for home loan  

10 point Veteran preference in federal hiring

Direct hire authority

Vocational Rehabilitation & Employment

Additional compensation for eligible dependents (may include aid and attendance for eligible spouse)

Burial and plot allowance

Commissary and Exchange Privileges

Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online.

State veteran benefits
Service-connected disability rating at 50%Completely free VA health care and prescription medications

Travel allowance for scheduled appointments for care at a VA medical facility or VA-authorized healthcare facility

Waiver of VA funding fee for home loan

10 point Veteran preference in federal hiring

Direct hire authority

Vocational Rehabilitation & Employment

Additional compensation for eligible dependents (may include aid and attendance for eligible spouses)

Concurrent receipt of military retired pay

Burial and plot allowance Commissary and Exchange Privileges

Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online.

State veteran benefits
Completely free VA health care and prescription medications

Travel allowance for scheduled appointments for care at a VA medical facility or VA-authorized healthcare facility

Waiver of VA funding fee for home loan

10 point Veteran preference in federal hiring

Direct hire authority

Vocational Rehabilitation & Employment

Additional compensation for eligible dependents (may include aid and attendance for eligible spouses)

Concurrent receipt of military retired pay

Individual Unemployability (must be unemployable due to service-connected disabilities and unable to hold substantially gainful employment)

Dependents Educational Assistance (unemployable condition must be considered permanent)

Special restorative training

CHAMPVA–Civilian Health and Medical Program (only for 100% TDIU if the condition is considered permanent)

Dental care (if rated unemployable)

Burial and plot allowance

Commissary and Exchange Privileges

Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online.

State veteran benefits
Completely free VA health care and prescription medications

Travel allowance for scheduled appointments for care at a VA medical facility or VA-authorized healthcare facility

Waiver of VA funding fee for home loan

10 point Veteran preference in federal hiring

Direct hire authority

Vocational Rehabilitation & Employment

Additional compensation for eligible dependents (may include aid and attendance for eligible spouses)

Concurrent receipt of military retired pay

Individual Unemployability (must be unemployable due to service-connected disabilities and unable to hold substantially gainful employment)

Dependents Educational Assistance (unemployable condition must be considered permanent)

Special restorative training

CHAMPVA–Civilian Health and Medical Program (only for 100% TDIU if condition is considered permanent)

Dental care (if rated unemployable)

Burial and plot allowance

Commissary and Exchange Privileges

Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online.

State veteran benefits
100% service-connected disability ratingCompletely free VA health care and prescription medications

Travel allowance for scheduled appointments for care at a VA medical facility or VA-authorized healthcare facility

No-cost dental care

Waiver of VA funding fee for home loan

10 point Veteran preference in federal hiring

Direct hire authority

Vocational Rehabilitation & Employment Additional compensation for eligible dependents (may include aid and attendance for eligible spouses)

Concurrent receipt of military retired pay

Dependents Education Assistance (must be considered permanent.)

Special restorative training

CHAMPVA–Civilian Health and Medical Program (must be 100% P&T)

Burial and plot allowance

Uniformed Services ID card

Free entrance to National Parks

Free Space A travel

Disabled veteran student loan forgiveness (discharges federal student loan debt)

State veteran benefits
Service-connected disability rating at 100% with an additional separate 60% service-connected disability rating for one or more conditionsStatutory Housebound (this results in extra VA disability compensation each month)

State veteran benefits

There is also an if/then tree diagram of benefits, which describes a special military service or disability circumstance plus the benefits you are eligible to receive.

Special VA Benefits List by Circumstance

IF…THEN…
You are a Medal of Honor Recipient.Medal of Honor Pension

Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online.
You are a Former Prisoner of War.No-cost health care and prescription medications

No-cost dental care

Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online.
You have a service-connected disability with anatomical losses or impairment due solely to service-connected disabilities. *If you are a Veteran with service-connected disabilities rated at 50% or more, you may qualify for a Home Improvement Specially Adapted grant for a non-service connected condition.Special Monthly Compensation

Specially Adapted Housing/Special Home Adaptation Grant

Veterans Mortgage Life Insurance

Automotive Grant/Automobile Adaptive Equipment

Home Improvement Specially Adapted Grant*
Your outer clothing was permanently damaged by the wheelchair, prosthetic or orthopedic device that you use for your service-connected condition, or your outer clothing was permanently damaged by the medication you take for your service-connected skin condition.Clothing allowance
You separated from military service with a total disability rating.Servicemembers’ Group Life Insurance two-year extension
You are a beneficiary of Servicemembers’ Group Life Insurance, Traumatic Servicemembers’ Group Life Insurance, Family Servicemembers’ Group Life Insurance, or Veterans Group Life Insurance.Free Beneficiary Financial Counseling

Free online will preparation
You have a new service-connected disability.Service Disabled Veterans Insurance
You are recovering from surgery, or you have a joint that is immobilized by a cast without surgery for a service-connected disability.Temporary monetary compensation at the 100 percent rate
You are hospitalized for more than 21 days for a service-connected disability.Temporary monetary compensation at the 100 percent rate
You recently separated from military service with an unstable disability and are likely not self-sufficient.Temporary monetary compensation at the 100 percent rate
You have an Individual Unemployability rating by VA.Dependents Educational Assistance
(unemployable condition must be considered permanent)

Special Restorative Training

CHAMPVA–Civilian Health and Medical Program
(unemployable condition must be considered permanent)

Dental care (if rated unemployable)
You have a new disability or an existing disability, which was aggravated during medical treatment, vocational rehabilitation or while participating in compensated work therapy.  Monthly monetary compensation for compensable disabilities

VA Health Care
You are a male or female Veteran who served in the Republic of South Vietnam, or the Korean DMZ and you have a biological child with Spina Bifida.Monthly monetary compensation VA Health Care

Vocational training for child
You are a female Veteran who served in the Republic of South Vietnam and your biological child has a covered birth defect.Monthly monetary compensation

VA Health Care

Vocational training for child
You are separating from military service within 180 days, or you are separated from military service less than one year.Educational and Career Counseling
You have current eligibility for a VA education program.Educational and Career Counseling
You are a spouse or dependent child of a Servicemember who dies in the line of duty.Dependency and Indemnity Compensation (subject to income limitations for dependent child)

Dependents Educational Assistance
Special Restorative Training

Marine Gunnery Sergeant John David Fry Scholarship (active duty death after September 10, 2001)

Home Loan Guaranty benefit
(surviving spouse only)

CHAMPVA–Civilian Health and Medical Program
You are the spouse or dependent child of a Veteran who died from a disability related to military service.Dependency and Indemnity Compensation (subject to income limitations for dependent child)

Dependents Educational Assistance

Special restorative training

Home Loan Guaranty benefit
(surviving spouse only)

CHAMPVA–Civilian Health and Medical Program
You are the parent of a Servicemember who dies in the line of duty or a Veteran who died from a disability related to military service.Dependency and Indemnity Compensation (subject to income limitations)

About the Author

Brian Reese
Brian Reese

Brian Reese

Brian Reese is a world-renowned VA disability benefits expert and the #1 bestselling author of VA Claim Secrets and You Deserve It. Motivated by his own frustration with the VA claim process, Brian founded VA Claims Insider to help disabled veterans secure their VA disability compensation faster, regardless of their past struggles with the VA. Since 2013, he has positively impacted the lives of over 10 million military, veterans, and their families.

A former active-duty Air Force officer, Brian has extensive experience leading diverse teams in challenging international environments, including a combat tour in Afghanistan in 2011 supporting Operation ENDURING FREEDOM.

Brian is a Distinguished Graduate of Management from the United States Air Force Academy and earned his MBA from Oklahoma State University’s Spears School of Business, where he was a National Honor Scholar, ranking in the top 1% of his class.

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