Skip to content

June 26, 2023

Veteran Benefits by VA Disability Rating (The Insider’s Guide)

I hope you enjoy reading this blog post.

If you want to learn how to implement these strategies to get the VA benefits you deserve, click here to speak with a VA claim expert for free.

So, you want to know about some of the best Veteran Benefits?

According to the Veteran Benefits Administration (VBA), here’s a list of disabled veteran benefits from 0% to 100%, to include special circumstances:

Veteran Benefits Matrix

VA DISABILITY RATINGLIST OF VETERAN BENEFITS
Non-compensable 0% VA disability rating10 point Veteran preference in federal hiring

No cost health care and prescription drugs for service connected disabilities (if income limits are met)

Travel allowance for scheduled appointments for care at a VA medical facility or VA authorized health care facility

Commissary and Exchange Privileges

Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online.

State veteran benefits
Compensable 0% disability rating

*Note: In some instances, there are individuals who have separate and more than two zero percent service connected disabilities who are paid at the minimum 10%. (38 CFR 3.324)
10 point Veteran preference in federal hiring

No cost healthcare and prescription drugs for service connected disabilities (if income limits are met)

Travel allowance for scheduled appointments for care at a VA medical facility or VA authorized health care facility

Waiver of VA funding fee for VA home loan

Burial and plot allowance

Commissary and Exchange Privileges

Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online.

State veteran benefits
Service connected disability rated at 10%No cost health care and prescription medications for service connected disabilities

Travel allowance for scheduled appointments for care at a VA medical facility or VA authorized health care facility

Waiver of VA funding fee for home loan

10 point Veteran preference in federal hiring

Vocational Rehabilitation & Employment (with a serious employment handicap)

Burial and plot allowance

Commissary and Exchange Privileges

Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online.

State veteran benefits
Service connected disability rating at 20%No cost health care and prescription medications for service connected disabilities

Travel allowance for scheduled appointments for care at a VA medical facility or VA authorized health care facility

Waiver of VA funding fee for home loan

10 point Veteran preference in federal hiring

Vocational Rehabilitation & Employment

Burial and plot allowance

Commissary and Exchange Privileges

Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online.

State veteran benefits
Service connected disability rating at 30% – 40%No cost health care and prescription medications for service connected disabilities

Travel allowance for scheduled appointments for care at a VA medical facility or VA authorized health care facility

Waiver of VA funding fee for home loan  

10 point Veteran preference in federal hiring

Direct hire authority

Vocational Rehabilitation & Employment

Additional compensation for eligible dependents (may include aid and attendance for eligible spouse)

Burial and plot allowance

Commissary and Exchange Privileges

Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online.

State veteran benefits
Service connected disability rating at 50%Completely free VA health care and prescription medications

Travel allowance for scheduled appointments for care at a VA medical facility or VA authorized health care facility

Waiver of VA funding fee for home loan

10 point Veteran preference in federal hiring

Direct hire authority

Vocational Rehabilitation & Employment

Additional compensation for eligible dependents (may include aid and attendance for eligible spouses)

Concurrent receipt of military retired pay

Burial and plot allowance Commissary and Exchange Privileges

Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online.

State veteran benefits
Service connected disability rating at 60% – 90%Completely free VA health care and prescription medications

Travel allowance for scheduled appointments for care at a VA medical facility or VA authorized health care facility

Waiver of VA funding fee for home loan

10 point Veteran preference in federal hiring

Direct hire authority

Vocational Rehabilitation & Employment

Additional compensation for eligible dependents (may include aid and attendance for eligible spouses)

Concurrent receipt of military retired pay

Individual Unemployability (must be unemployable due to service connected disabilities and unable to hold substantially gainful employment)

Dependents Educational Assistance (unemployable condition must be considered permanent)

Special restorative training

CHAMPVA–Civilian Health and Medical Program (only for 100% TDIU if condition is considered permanent)

Dental care (if rated unemployable)

Burial and plot allowance

Commissary and Exchange Privileges

Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online.

State veteran benefits
100% service connected disability ratingCompletely free VA health care and prescription medications

Travel allowance for scheduled appointments for care at a VA medical facility or VA authorized health care facility

No cost dental care

Waiver of VA funding fee for home loan

10 point Veteran preference in federal hiring

Direct hire authority

Vocational Rehabilitation & Employment Additional compensation for eligible dependents (may include aid and attendance for eligible spouses)

Concurrent receipt of military retired pay

Dependents Education Assistance (must be considered permanent.)

Special restorative training

CHAMPVA–Civilian Health and Medical Program (must be 100% P&T)

Burial and plot allowance

Uniformed Services ID card

Free entrance to National Parks

Free Space A travel

Disabled veteran student loan forgiveness (discharges federal student loan debt)

State veteran benefits
Service connected disability rating at 100% with an additional separate 60% service connected disability rating for one or more conditionsStatutory Housebound (this results in extra VA disability compensation each month)

State veteran benefits

There is also an if/then tree diagram of benefits, which describes a special military service or disability circumstance plus the benefits you are eligble to receive.

Special VA Benefits List by Circumstance

IF…THEN…
You are a Medal of Honor Recipient.Medal of Honor Pension

Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online.
You are a Former Prisoner of War.No cost health care and prescription medications

No cost dental care

Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online.
You have a service connected disability with anatomical losses or impairment due solely to service connected disabilities. *If you are a Veteran with service connected disabilities rated at 50% or more you may qualify for a Home Improvement Specially Adapted grant for a non-service connected condition.Special Monthly Compensation

Specially Adapted Housing/Special Home Adaptation Grant

Veterans Mortgage Life Insurance

Automotive Grant/Automobile Adaptive Equipment

Home Improvement Specially Adapted Grant*
Your outer clothing was permanently damaged by the wheelchair, prosthetic or orthopedic device that you use for your service connected condition, or your outer clothing was permanently damaged by the medication you take for your service connected skin condition.Clothing allowance
You separated from military service with a total disability rating.Servicemembers’ Group Life Insurance two year extension
You are a beneficiary of Servicemembers’ Group Life Insurance, Traumatic Servicemembers’ Group Life Insurance, Family Servicemembers’ Group Life Insurance, or Veterans Group Life Insurance.Free Beneficiary Financial Counseling

Free online will preparation
You have a new service connected disability.Service Disabled Veterans Insurance
You are recovering from surgery, or you have a joint that is immobilized by a cast without surgery for a service connected disability.Temporary monetary compensation at the 100 percent rate
You are hospitalized for more than 21 days for a service connected disability.Temporary monetary compensation at the 100 percent rate
You recently separated from military service with an unstable disability and are likely not self-sufficient.Temporary monetary compensation at the 100 percent rate
You have an Individual Unemployability rating by VA.Dependents Educational Assistance
(unemployable condition must be considered permanent)

Special Restorative Training

CHAMPVA–Civilian Health and Medical Program
(unemployable condition must be considered permanent)

Dental care (if rated unemployable)
You have a new disability or an existing disability, which was aggravated during medical treatment, vocational rehabilitation or while participating in compensated work therapy.  Monthly monetary compensation for compensable disabilities

VA Health Care
You are a male or female Veteran who served in the Republic of South Vietnam, or the Korean DMZ and you have a biological child with Spina Bifida.Monthly monetary compensation VA Health Care

Vocational training for child
You are a female Veteran who served in the Republic of South Vietnam and your biological child has a covered birth defect.Monthly monetary compensation

VA Health Care

Vocational training for child
You are separating from military service within 180 days, or you are separated from military service less than one year.Educational and Career Counseling
You have current eligibility for a VA education program.Educational and Career Counseling
You are a spouse or dependent child of a Servicemember who dies in the line of duty.Dependency and Indemnity Compensation (subject to income limitations for dependent child)

Dependents Educational Assistance
Special Restorative Training

Marine Gunnery Sergeant John David Fry Scholarship (active duty death after September 10, 2001)

Home Loan Guaranty benefit
(surviving spouse only)

CHAMPVA–Civilian Health and Medical Program
You are the spouse or dependent child of a Veteran who died from a disability related to military service.Dependency and Indemnity Compensation (subject to income limitations for dependent child)

Dependents Educational Assistance

Special restorative training

Home Loan Guaranty benefit
(surviving spouse only)

CHAMPVA–Civilian Health and Medical Program
You are the parent of a Servicemember who dies in the line of duty or Veteran who died from a disability related to military service.Dependency and Indemnity Compensation (subject to income limitations)

About the Author

Brian Reese
Brian Reese

Brian Reese

Brian Reese is one of the top VA disability benefits experts in the world and bestselling author of You Deserve It: The Definitive Guide to Getting the Veteran Benefits You’ve Earned (Second Edition).

Brian’s frustration with the VA claim process led him to create VA Claims Insider, which provides disabled veterans with tips, strategies, and lessons learned to win their VA disability compensation claim, faster, even if they’ve already filed, been denied, gave up, or don’t know where to start. 

As the founder of VA Claims Insider and CEO of Military Disability Made Easy, he has helped serve more than 10 million military members and veterans since 2013 through free online educational resources.

He is a former active duty Air Force officer with extensive experience leading hundreds of individuals and multi-functional teams in challenging international environments, including a combat tour to Afghanistan in 2011 supporting Operation ENDURING FREEDOM.

Brian is a Distinguished Graduate of Management from the United States Air Force Academy, Colorado Springs, CO, and he holds an MBA from Oklahoma State University’s Spears School of Business, Stillwater, OK, where he was a National Honor Scholar (Top 1% of Graduate School class).

Related Articles

Featured Resources

Elite Membership

Dear Veteran,
Here’s the brutal truth about VA disability claims:

According to our data, 8/10 (80%) of veterans reading this message right now are underrated by the VA…

This means you do NOT currently have the VA disability rating and compensation YOU deserve, and you could be missing out on thousands of dollars of tax-free compensation and benefits each month.

As a fellow disabled Veteran this is shameful and I’m on a mission to change it.

Brian Reese here, Air Force service-disabled Veteran and Founder @ VA Claims Insider.

Since 2016, VA Claims Insider has helped thousands of Veterans just like you get the VA rating and compensation they deserve in less time.

If accepted into our ELITE membership program, you’ll get free up-front access and permission to use $13,119 worth of proprietary VA claim resources, including access to our network of independent medical professionals for medical examinations, disability evaluations, and credible Medical Nexus Letters, which could help you get a HIGHER VA rating in LESS time.

It’s FREE to get started, so click “Go Elite Now” below to complete our 3-step intake process.

  1. Complete Basic Information
  2. Sign Members Agreement
  3. Join the Mastermind Group

If you’re stuck, frustrated, underrated, and currently rated between 0%-90%, VA Claims Insider Elite is for you!

Click “Go Elite Now” below to get started today and a member of our team will be in touch within minutes.

Go Elite Now!

Why Choose VA Claims Insider

You’ve exhausted your free resources

You're not alone. Thousands of other Veterans in our Community are here for you.

Veteran Community

You’re ready to get the rating you deserve

We know the pain of feeling stuck, frustrated, and alone, and we want to make this process as easy and painless as possible for you.

Explore Elite Membership

We win ONLY when YOU win

Hear from fellow Veterans just like you, with many of our Veteran Ambassadors having gone through our programs.

Schedule a Call

Fellow Veterans:

For a limited time, you can book a free, no-obligation VA Claim Discovery Call with one of our experts.

Book A Call

Fellow Veterans:

For a limited time, you can book a free, no-obligation VA Claim Discovery Call with one of our experts.

Book A Call