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Planning ahead is crucial when managing your finances, especially for service members who rely on timely pay.
Whether you’re active duty, reserve, or banking with Navy Federal Credit Union or USAA, knowing your exact pay dates is essential to avoid any surprises.
Below, we’ve provided the full 2025 military pay dates to help you stay on track and anticipate your deposits.
- Pay Options: Service members can choose to receive their pay once or twice a month. If you opt for semi-monthly pay, you’ll receive your payment on the 15th and at the end of the month.
- Weekend and Holiday Adjustments: If the 1st or 15th falls on a weekend or holiday, your pay will be deposited on the preceding business day.
- Navy Federal and USAA Members: Navy Federal members receive their military pay one business day early while USAA members enjoy access to their military pay two business days early.
Table of Contents
2025 Military Pay Dates Calendar (Including Navy Federal and USAA Early Pay)
Here’s your 2025 military pay dates chart along with adjusted pay dates for Navy Federal and USAA members.
Navy Federal members receive their military pay one business day early, while USAA members get paid two business days early.
Navy Federal Military Pay Dates 2025
| Military Pay Period | Official Military Pay Date | Navy Federal Early Deposit Date |
|---|---|---|
| January Mid-Month | Jan 15, 2025 | Jan 14, 2025 |
| January End-of-Month | Jan 31, 2025 | Jan 30, 2025 |
| February Mid-Month | Feb 14, 2025 | Feb 13, 2025 |
| February End-of-Month | Feb 28, 2025 | Feb 27, 2025 |
| March Mid-Month | Mar 14, 2025 | Mar 13, 2025 |
| March End-of-Month | Apr 1, 2025 | Mar 29, 2025 |
| April Mid-Month | Apr 15, 2025 | Apr 12, 2025 |
| April End-of-Month | May 1, 2025 | Apr 30, 2025 |
| May Mid-Month | May 15, 2025 | May 14, 2025 |
| May End-of-Month | May 30, 2025 | May 29, 2025 |
| June Mid-Month | Jun 13, 2025 | Jun 12, 2025 |
| June End-of-Month | Jul 1, 2025 | Jun 28, 2025 |
| July Mid-Month | Jul 15, 2025 | Jul 12, 2025 |
| July End-of-Month | Aug 1, 2025 | Jul 31, 2025 |
| August Mid-Month | Aug 15, 2025 | Aug 14, 2025 |
| August End-of-Month | Aug 29, 2025 | Aug 28, 2025 |
| September Mid-Month | Sep 15, 2025 | Sep 12, 2025 |
| September End-of-Month | Oct 1, 2025 | Sep 30, 2025 |
| October Mid-Month | Oct 15, 2025 | Oct 11, 2025 |
| October End-of-Month | Oct 31, 2025 | Oct 30, 2025 |
| November Mid-Month | Nov 14, 2025 | Nov 13, 2025 |
| November End-of-Month | Dec 1, 2025 | Nov 27, 2025 |
| December Mid-Month | Dec 15, 2025 | Dec 12, 2025 |
| December End-of-Month | Dec 31, 2025 | Dec 30, 2025 |
USAA Military Pay Dates 2025
| Military Pay Period | Official Military Pay Date | USAA Early Deposit Date |
|---|---|---|
| January Mid-Month | Jan 15, 2025 | Jan 13, 2025 |
| January End-of-Month | Jan 31, 2025 | Jan 29, 2025 |
| February Mid-Month | Feb 14, 2025 | Feb 12, 2025 |
| February End-of-Month | Feb 28, 2025 | Feb 26, 2025 |
| March Mid-Month | Mar 14, 2025 | Mar 12, 2025 |
| March End-of-Month | Apr 1, 2025 | Mar 28, 2025 |
| April Mid-Month | Apr 15, 2025 | Apr 11, 2025 |
| April End-of-Month | May 1, 2025 | Apr 29, 2025 |
| May Mid-Month | May 15, 2025 | May 13, 2025 |
| May End-of-Month | May 30, 2025 | May 28, 2025 |
| June Mid-Month | Jun 13, 2025 | Jun 11, 2025 |
| June End-of-Month | Jul 1, 2025 | Jun 27, 2025 |
| July Mid-Month | Jul 15, 2025 | Jul 11, 2025 |
| July End-of-Month | Aug 1, 2025 | Jul 30, 2025 |
| August Mid-Month | Aug 15, 2025 | Aug 13, 2025 |
| August End-of-Month | Aug 29, 2025 | Aug 27, 2025 |
| September Mid-Month | Sep 15, 2025 | Sep 11, 2025 |
| September End-of-Month | Oct 1, 2025 | Sep 29, 2025 |
| October Mid-Month | Oct 15, 2025 | Oct 10, 2025 |
| October End-of-Month | Oct 31, 2025 | Oct 29, 2025 |
| November Mid-Month | Nov 14, 2025 | Nov 12, 2025 |
| November End-of-Month | Dec 1, 2025 | Nov 26, 2025 |
| December Mid-Month | Dec 15, 2025 | Dec 11, 2025 |
| December End-of-Month | Dec 31, 2025 | Dec 29, 2025 |
Military Pay Dates 2025: Frequently Asked Questions (FAQs)
When does the military get paid?
Military pay is typically issued on the 1st and 15th of each month. If the 1st or 15th falls on a weekend or holiday, pay is deposited on the preceding business day. For 2025, you can refer to the military pay dates calendar above for specific details.
What happens if the 1st or 15th falls on a weekend or holiday?
If the 1st or 15th falls on a weekend or federal holiday, your pay will be deposited on the preceding business day. For example, if the 15th is a Saturday, your pay will be deposited on the previous Friday.
How does early pay work for USAA and Navy Federal members?
USAA typically credits military pay deposits two business days early, depending on the payroll schedule and processing times. Navy Federal offers early direct deposit for military members with a Free Active Duty Checking™ account, providing access to military pay one business day early.
What should I do if I don’t receive my pay on the expected date?
If you don’t receive your pay on the expected date, first check if the date falls on a weekend or holiday that may affect the deposit timing. Contact your bank or financial institution, and if necessary, reach out to your finance office to confirm any issues or delays.
What is the 2025 military pay raise?
Under the newly negotiated National Defense Authorization Act (NDAA), U.S. military personnel will see substantial pay increases starting January 1, 2025. Enlisted service members ranked E-4 and below will receive a 14.5% pay raise, while those ranked E-5 and above, including officers, will see a 4.5% increase. Service members can review the Official 2025 Military Pay Chart to determine their updated monthly base pay based on rank and years of service.
Where can I view the 2025 basic allowance for housing (BAH) rates?
The Department of Defense (DoD) has officially announced the 2025 Basic Allowance for Housing (BAH) Rates, which take effect January 1, 2025. These rates represent an average increase of 5.4% for all troops. Service members can use the official 2025 BAH Rates & Charts to determine their monthly housing allowance based on their Military Housing Area (MHA) and grade. Quickly calculate your new 2025 BAH rate using the official 2025 DoD BAH Calculator.
Can I change how often I receive my military pay?
Yes, service members generally have the option to receive their pay either once a month (on the 1st) or twice a month (on the 15th and end of the month). You can change your pay schedule by contacting your finance office or updating your settings in MyPay by DFAS.
Are there any special considerations for deployed service members?
Deployed service members may receive additional entitlements such as hazardous duty pay, combat zone tax exclusion, and other bonuses that affect the timing or amount of pay. Check with your finance office for specific details about how deployment impacts your pay.
How do holidays affect military pay dates in 2025?
If a military pay date (the 1st or 15th) falls on a federal holiday, the pay is deposited on the preceding business day. For example, if a payday falls on New Year’s Day, you would receive your pay on the last business day of December.
How do I update my direct deposit information for military pay?
To update your direct deposit information, log into MyPay, the official Defense Finance and Accounting Service (DFAS) portal, or contact your finance office. Be sure to update your account details well in advance of your next pay date to avoid delays.
About the Author
Brian Reese
Brian Reese is a world-renowned VA disability benefits expert and the #1 bestselling author of VA Claim Secrets and You Deserve It. Motivated by his own frustration with the VA claim process, Brian founded VA Claims Insider to help disabled veterans secure their VA disability compensation faster, regardless of their past struggles with the VA. Since 2013, he has positively impacted the lives of over 10 million military, veterans, and their families.
A former active-duty Air Force officer, Brian has extensive experience leading diverse teams in challenging international environments, including a combat tour in Afghanistan in 2011 supporting Operation ENDURING FREEDOM.
Brian is a Distinguished Graduate of Management from the United States Air Force Academy and earned his MBA from Oklahoma State University’s Spears School of Business, where he was a National Honor Scholar, ranking in the top 1% of his class.
