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Planning ahead is crucial when managing your finances, especially for service members who rely on timely pay.
Whether you’re active duty, reserve, or banking with Navy Federal Credit Union (NFCU) or USAA, knowing your exact pay dates is essential to avoid any surprises.
Below, we’ve provided the full 2025 military pay dates to help you stay on track and anticipate your deposits.
- Pay Options: Service members can choose to receive their pay once or twice a month. If you opt for semi-monthly pay, you’ll receive your payment on the 15th and at the end of the month.
- Weekend and Holiday Adjustments: If the 1st or 15th falls on a weekend or holiday, your pay will be deposited on the preceding business day.
- Navy Federal and USAA Members: Both NFCU and USAA members often receive their pay one business day earlier than the official military payday, giving you quicker access to your funds.
Table of Contents
2025 Military Pay Dates Calendar (Including Navy Federal and USAA Early Pay)
Here’s your 2025 military pay dates chart, with official pay dates and adjusted dates for Navy Federal and USAA members who typically receive their pay one business day earlier:
| Pay Period | Official Mid-Month Pay Day | Navy Federal & USAA Mid-Month Pay Day | Official End-of-Month Pay Day | Navy Federal & USAA End-of-Month Pay Day |
|---|---|---|---|---|
| January | Wednesday, January 15 | Tuesday, January 14 | Friday, January 31 | Thursday, January 30 |
| February | Thursday, February 13 | Wednesday, February 12 | Friday, February 28 | Thursday, February 27 |
| March | Friday, March 14 | Thursday, March 13 | Monday, March 31 | Friday, March 28 |
| April | Tuesday, April 15 | Monday, April 14 | Wednesday, April 30 | Tuesday, April 29 |
| May | Thursday, May 15 | Wednesday, May 14 | Friday, May 30 | Thursday, May 29 |
| June | Friday, June 13 | Thursday, June 12 | Monday, June 30 | Friday, June 27 |
| July | Tuesday, July 15 | Monday, July 14 | Thursday, July 31 | Wednesday, July 30 |
| August | Friday, August 15 | Thursday, August 14 | Friday, August 29 | Thursday, August 28 |
| September | Monday, September 15 | Friday, September 12 | Tuesday, September 30 | Monday, September 29 |
| October | Wednesday, October 15 | Tuesday, October 14 | Thursday, October 31 | Wednesday, October 30 |
| November | Friday, November 14 | Thursday, November 13 | Wednesday, November 27 | Tuesday, November 26 |
| December | Monday, December 15 | Friday, December 12 | Tuesday, December 31 | Monday, December 30 |
Military Pay Dates 2025: Frequently Asked Questions (FAQs)
1. When does the military get paid?
Military pay is typically issued on the 1st and 15th of each month. If the 1st or 15th falls on a weekend or holiday, pay is deposited on the preceding business day. For 2025, you can refer to the military pay dates calendar above for specific details.
2. What happens if the 1st or 15th falls on a weekend or holiday?
If the 1st or 15th falls on a weekend or federal holiday, your pay will be deposited on the preceding business day. For example, if the 15th is a Saturday, your pay will be deposited on the previous Friday.
3. How does early pay work for Navy Federal and USAA members?
Both Navy Federal Credit Union (NFCU) and United Services Automobile Association (USAA) offer early direct deposit, meaning their members typically receive their military pay one business day earlier than the official pay date. If the 1st or 15th falls on a weekend or holiday, the early pay is adjusted accordingly.
4. What should I do if I don’t receive my pay on the expected date?
If you don’t receive your pay on the expected date, first check if the date falls on a weekend or holiday that may affect the deposit timing. Contact your bank or financial institution, and if necessary, reach out to your finance office to confirm any issues or delays.
5. How can I estimate my military pay for 2025?
You can use the Military Pay Calculator available online to estimate your pay based on your rank, time in service, and any additional allowances you may be entitled to. This tool is especially useful if you’re expecting a promotion or longevity raise. You can also view our estimated 2025 Military Pay Chart.
6. Can I change how often I receive my military pay?
Yes, service members generally have the option to receive their pay either once a month (on the 1st) or twice a month (on the 15th and end of the month). You can change your pay schedule by contacting your finance office or updating your settings in MyPay.
7. Are there any special considerations for deployed service members?
Deployed service members may receive additional entitlements such as hazardous duty pay, combat zone tax exclusion, and other bonuses that affect the timing or amount of pay. Check with your finance office for specific details about how deployment impacts your pay.
8. How do holidays affect military pay dates in 2025?
If a military pay date (the 1st or 15th) falls on a federal holiday, the pay is deposited on the preceding business day. For example, if a payday falls on New Year’s Day, you would receive your pay on the last business day of December.
9. Where can I find the full 2025 military pay dates calendar?
You can find the full 2025 military pay dates calendar on reputable military websites, financial institutions like Navy Federal and USAA, or through your finance office. Additionally, many blogs and financial planning websites for military members provide updated calendars.
10. How do I update my direct deposit information for military pay?
To update your direct deposit information, log into MyPay, the official Defense Finance and Accounting Service (DFAS) portal, or contact your finance office. Be sure to update your account details well in advance of your next pay date to avoid delays.
About the Author
Brian Reese
Brian Reese is a world-renowned VA disability benefits expert and the #1 bestselling author of VA Claim Secrets and You Deserve It. Motivated by his own frustration with the VA claim process, Brian founded VA Claims Insider to help disabled veterans secure their VA disability compensation faster, regardless of their past struggles with the VA. Since 2013, he has positively impacted the lives of over 10 million military, veterans, and their families.
A former active-duty Air Force officer, Brian has extensive experience leading diverse teams in challenging international environments, including a combat tour in Afghanistan in 2011 supporting Operation ENDURING FREEDOM.
Brian is a Distinguished Graduate of Management from the United States Air Force Academy and earned his MBA from Oklahoma State University’s Spears School of Business, where he was a National Honor Scholar, ranking in the top 1% of his class.
