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Wells Fargo allows service members to receive their military pay deposits up to two business days before the official military payday.
This early deposit feature can help aid in financial planning and cash flow management for service members and their families.
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Can Military Members Get Paid Early With Wells Fargo?
Yes, Wells Fargo pays service members up to two business days prior to the official military payday, provided they receive the correct information from the Defense Finance and Accounting Service (DFAS) in time.
Official military paydays for 2025 fall on the 1st and 15th of each month.
However, when these dates fall on weekends or federal holidays, the payday is moved to the preceding business day.
2025 Wells Fargo Military Pay Dates Schedule
Below is a detailed list of the official 2025 military pay dates, along with the corresponding Wells Fargo early deposit dates.
| Military Pay Period | Official Military Pay Date | Wells Fargo Early Deposit Date |
|---|---|---|
| January Mid-Month | Jan 15, 2025 | Jan 13, 2025 |
| January End-of-Month | Jan 31, 2025 | Jan 29, 2025 |
| February Mid-Month | Feb 14, 2025 | Feb 12, 2025 |
| February End-of-Month | Feb 28, 2025 | Feb 26, 2025 |
| March Mid-Month | Mar 14, 2025 | Mar 12, 2025 |
| March End-of-Month | Apr 1, 2025 | Mar 28, 2025 |
| April Mid-Month | Apr 15, 2025 | Apr 11, 2025 |
| April End-of-Month | May 1, 2025 | Apr 29, 2025 |
| May Mid-Month | May 15, 2025 | May 13, 2025 |
| May End-of-Month | May 30, 2025 | May 28, 2025 |
| June Mid-Month | Jun 13, 2025 | Jun 11, 2025 |
| June End-of-Month | Jul 1, 2025 | Jun 27, 2025 |
| July Mid-Month | Jul 15, 2025 | Jul 11, 2025 |
| July End-of-Month | Aug 1, 2025 | Jul 30, 2025 |
| August Mid-Month | Aug 15, 2025 | Aug 13, 2025 |
| August End-of-Month | Aug 29, 2025 | Aug 27, 2025 |
| September Mid-Month | Sep 15, 2025 | Sep 11, 2025 |
| September End-of-Month | Oct 1, 2025 | Sep 29, 2025 |
| October Mid-Month | Oct 15, 2025 | Oct 10, 2025 |
| October End-of-Month | Oct 31, 2025 | Oct 29, 2025 |
| November Mid-Month | Nov 14, 2025 | Nov 12, 2025 |
| November End-of-Month | Dec 1, 2025 | Nov 26, 2025 |
| December Mid-Month | Dec 15, 2025 | Dec 11, 2025 |
| December End-of-Month | Dec 31, 2025 | Dec 29, 2025 |
Note: Wells Fargo deposits military pay up to two business days early. Actual deposit dates may vary depending on processing times and holidays.
Official 2025 Wells Fargo Bank Military Pay Calendar [Download or Print]
Click the link or button below to download or print our official 2025 Wells Fargo Military Pay Dates Calendar PDF:
2025 Wells Fargo Military Pay Dates: Frequently Asked Questions (FAQ)
1. What Time Does Wells Fargo Deposit Military Pay?
Wells Fargo usually makes military pay deposits available early in the morning, typically between 4:00 AM and 8:00 AM central time. However, exact deposit times may vary based on processing schedules.
2. Does Wells Fargo Offer Early Direct Deposit for Military Members?
Yes, Wells Fargo offers early direct deposit for military pay. Funds are normally credited up to two business days before the official military payday. This benefit allows service members to access their pay earlier than the standard deposit schedule.
3. How Does Wells Fargo Compare to USAA and Navy Federal for Early Military Pay Deposits?
Wells Fargo provides early direct deposit for military members with any checking or savings account enrolled in direct deposit, offering access to funds up to two business days early.
Similarily, USAA credits military pay deposits up to two business days early, depending on the payroll schedule and processing times.
Navy Federal offers early direct deposit for military members with a Free Active Duty Checking™ account, providing access to funds up to one business day early.
4. Will Wells Fargo Deposit Military Pay Early Even Over Holiday Weekends?
Yes, Wells Fargo’s policy is to deposit funds up to two business days before the scheduled military payday, even if the payday falls on a weekend or holiday. If a deposit notification is received late from DFAS, then early crediting could be delayed.
5. Do Military Pay Deposits Sometimes Get Delayed?
While military pay is typically deposited on time, delays can occur in the following scenarios:
- Government Shutdowns: Pay may be delayed if Congress fails to pass a budget or temporary funding bill.
- Debt Ceiling Issues: Financial disruptions related to federal borrowing limits can impact the timing of pay deposits.
- Technical Errors: Processing errors within the banking or payroll systems may occasionally cause delays.
- Incorrect Account Information: Errors in the bank account details provided for direct deposit can result in failed transactions and subsequent delays.
6. What Happens If My Wells Fargo Military Deposit Is Late?
If your military pay deposit does not arrive in your Wells Fargo account as expected:
- Verify DFAS Schedule: Confirm the official pay date on the DFAS military pay schedule.
- Check Your Wells Fargo Alerts: Review notifications or updates from Wells Fargo regarding deposit processing delays.
- Contact Wells Fargo Directly: Reach out to Wells Fargo’s customer service for additional help and support.
7. How Can I Set Up Direct Deposit with Wells Fargo?
To set up direct deposit with Wells Fargo:
Obtain the Direct Deposit Form:
- Use the Wells Fargo Mobile® app or sign in online to create a customized Direct Deposit guide.
- Select the account for your deposits, and the form will be pre-filled with your routing number, account number, and account type.
- Alternatively, download a blank Direct Deposit/Automatic Payments Set-up Guide (PDF) and fill in the information manually.
Submit the Direct Deposit Form to DFAS:
- Provide your completed direct deposit form with your account and routing number to DFAS via MyPay.
Monitor Your Wells Fargo Account:
- Allow one or two pay or benefit periods for the Direct Deposit to take effect.
- Sign up for automatic alerts to receive notifications when a deposit is available in your account. Choose email, text, or push notifications and update your preferences anytime.
Contact Wells Fargo Directly for Assistance:
- For any questions or concerns, you can call Wells Fargo at 1-800-TO-WELLS (1-800-869-3557).
8. Does Wells Fargo Notify Military Members About Deposits?
Yes, Wells Fargo provides alerts through:
- Email notifications
- Mobile app alerts
- SMS text messages (if enabled)
9. What Are the Benefits of Using Wells Fargo for Military Pay?
Here’s a list of benefits for military members who choose to bank with Wells Fargo:
Early Pay Day:
- Access your direct deposits up to two business days early with Early Pay Day, activated automatically upon setting up direct deposit.
Waived Fees with Qualifying Military Direct Deposit:
- No monthly service fee.
- No Wells Fargo access fees on ATM cash withdrawals at non-Wells Fargo ATMs worldwide.
- No non-Wells Fargo bank cash disbursement fees worldwide.
- No international purchase transaction fees.
Comprehensive Financial Tools:
- Wells Fargo Online® and Wells Fargo Mobile® app for account access, check deposits, and fund transfers.
- My Money Map for tracking spending, budgeting, and savings goals.
Servicemembers Civil Relief Act (SCRA) Benefits:
- Access protections and relief under SCRA, including reduced interest rates and foreclosure protections.
Dedicated Military Support:
- Benefit from specialized customer service through Wells Fargo Military Banking Customer Service at 1-855-USA-2WFB (1-855-872-2932).
Financial Education Resources:
- Access the Hands on Banking® program, offering financial education tailored to military life stages, including deployment and retirement planning.
About the Author
Brian Reese
Brian Reese is a world-renowned VA disability benefits expert and the #1 bestselling author of VA Claim Secrets and You Deserve It. Motivated by his own frustration with the VA claim process, Brian founded VA Claims Insider to help disabled veterans secure their VA disability compensation faster, regardless of their past struggles with the VA. Since 2013, he has positively impacted the lives of over 10 million military, veterans, and their families.
A former active-duty Air Force officer, Brian has extensive experience leading diverse teams in challenging international environments, including a combat tour in Afghanistan in 2011 supporting Operation ENDURING FREEDOM.
Brian is a Distinguished Graduate of Management from the United States Air Force Academy and earned his MBA from Oklahoma State University’s Spears School of Business, where he was a National Honor Scholar, ranking in the top 1% of his class.
