August 21, 2024

List of Benefits for Veterans by Rating Percentage (2025 Edition)

Last updated on December 18, 2024

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Your VA disability rating isn’t just a number—it’s the key to unlocking benefits and services that support your life after service.

From a 0% to a 100% rating, each increase brings more benefits for veterans.

In this article, we’ll break down what you’re entitled to at each rating percentage so you can maximize the benefits you’ve earned for serving our country.

Pro Tip: This list is an updated and expanded 2025 version of the VA service connected matrix.

Benefits for Veterans by Service-Connected VA Disability Rating

VA Rating	List of Benefits
Non-compensable 0% VA disability rating	Veterans Affairs Life Insurance (VALife) 10 point Veteran preference in federal hiring No cost health care and prescription drugs for service-connected disabilities (income limits must be met) Travel allowance for scheduled appointments for care at a VA medical facility or VA-authorized health care facility Commissary and Exchange Privileges Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online
Compensable 0% VA disability rating Note: According to 38 CFR § 3.324, veterans who have two or more separate, non-compensable (0%) service-connected disabilities that interfere with normal employability can be granted a 10% disability rating. This rule allows veterans with multiple minor disabilities to receive some level of compensation, even if each individual disability is rated at 0%.	Disability compensation (if granted a 10% rating, the compensation is $175.51 per month) Veterans Affairs Life Insurance (VALife) 10 point Veteran preference in federal hiring No cost healthcare and prescription drugs for service-connected disabilities (income limits must be met) Travel allowance for scheduled appointments for care at a VA medical facility or VA-authorized health care facility Waiver of VA funding fee for VA home loan Burial and plot allowance Commissary and Exchange Privileges Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online
10% VA disability rating	Disability compensation (a 10% rating has compensation of $175.51 per month) Veterans Affairs Life Insurance (VALife) No-cost healthcare Prescription medications for service-connected disabilities Travel allowance for scheduled appointments for care at a VA medical facility or VA-authorized health care facility Waiver of VA funding fee for home loan 10 point Veteran preference in federal hiring Vocational Rehabilitation & Employment (with a serious employment handicap) Burial and plot allowance Commissary and Exchange Privileges Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online
20% VA disability rating	Disability compensation (a 20% rating has compensation of $346.95 per month) Veterans Affairs Life Insurance (VALife) No-cost healthcare Prescription medications for service-connected disabilities Travel allowance for scheduled appointments for care at a VA medical facility or VA-authorized health care facility Waiver of VA funding fee for home loan 10 point Veteran preference in federal hiring Vocational Rehabilitation & Employment Burial and plot allowance Commissary and Exchange Privileges Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online
30% – 40% VA disability rating	Disability compensation (a 30% rating is worth a minimum of $537.42 per month while a 40% rating is worth a minimum of $774.16 per month) Veterans Affairs Life Insurance (VALife) No-cost healthcare Prescription medications for service-connected disabilities Travel allowance for scheduled appointments for care at a VA medical facility or VA-authorized health care facility Waiver of VA funding fee for home loan 10 point Veteran preference in federal hiring Direct hire authority Additional compensation for eligible dependents Vocational Rehabilitation & Employment Burial and plot allowance Commissary and Exchange Privileges Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online
50% VA disability rating	Disability compensation (a 50% rating is worth a minimum of $1,102.04 per month) Veterans Affairs Life Insurance (VALife) No-cost health care and prescription medications Travel allowance for scheduled appointments for care at a VA medical facility or VA-authorized health care facility Waiver of VA funding fee for home loan 10 point Veteran preference in federal hiring Direct hire authority Vocational Rehabilitation & Employment Additional compensation for eligible dependents Concurrent receipt of military retired pay Burial and plot allowance Commissary and Exchange Privileges Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online
60% – 90% VA disability rating	Disability compensation (a 60% rating is worth a minimum of $1,395.93 per month; a 70% rating is worth a minimum of $1,759.19 per month; an 80% rating is worth a minimum of $2,044.89 per month; a 90% rating is worth a minimum of $2,297.96) Veterans Affairs Life Insurance (VALife) No-cost health care and prescription medications Travel allowance for scheduled appointments for care at a VA medical facility or VA-authorized health care facility Waiver of VA funding fee for home loan 10 point Veteran preference in federal hiring Direct hire authority Vocational Rehabilitation & Employment Additional compensation for eligible dependents Concurrent receipt of military retired pay Individual Unemployability (must be unemployable due to service-connected disabilities) Dependents Educational Assistance (unemployability must be considered permanent) Special restorative training CHAMPVA–Civilian Health and Medical Program (unemployability must be considered permanent) Dental care (if rated under individual unemployability) Burial and plot allowance Commissary and Exchange Privileges Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online
100% VA disability rating	Disability compensation (a 100% rating is worth a minimum of $3,831.30 per month) Access to 50 top federal and state benefits for 100 percent disabled veterans Veterans Affairs Life Insurance (VALife) No-cost health care and prescription medications Travel allowance for scheduled appointments for care at a VA medical facility or VA-authorized health care facility No-cost dental care Waiver of VA funding fee for home loan 10 point Veteran preference in federal hiring Direct hire authority Vocational Rehabilitation & Employment Additional compensation for eligible dependents Concurrent receipt of military retired pay Dependents Education Assistance (must be rated 100% permanent and total) Special restorative training Total and Permanent Disability (TPD) Discharge for Federal Student Loans Aid and Attendance or Housebound Benefits Dependency and Indemnity Compensation (DIC) Space-Available (Space-A) Travel CHAMPVA–Civilian Health and Medical Program (must be rated 100% permanent and total) Burial and plot allowance
100% VA disability rating with an additional separate 60% service-connected disability rating	Everything in the 100% rating category to include Statutory Housebound (eligible veterans will receive a minimum of an additional $457.15 per month on top of 100% VA disability pay for Statutory Housebound benefits, with the amount increasing if the veteran has dependents)

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About the Author

Brian Reese

Brian Reese is a world-renowned VA disability benefits expert and the #1 bestselling author of VA Claim Secrets and You Deserve It. Motivated by his own frustration with the VA claim process, Brian founded VA Claims Insider to help disabled veterans secure their VA disability compensation faster, regardless of their past struggles with the VA. Since 2013, he has positively impacted the lives of over 10 million military, veterans, and their families.

A former active-duty Air Force officer, Brian has extensive experience leading diverse teams in challenging international environments, including a combat tour in Afghanistan in 2011 supporting Operation ENDURING FREEDOM.

Brian is a Distinguished Graduate of Management from the United States Air Force Academy and earned his MBA from Oklahoma State University’s Spears School of Business, where he was a National Honor Scholar, ranking in the top 1% of his class.

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