Generated by Rank Math SEO, this is an llms.txt file designed to help LLMs better understand and index this website.

# VA Claims Insider: VA Claim Experts

## Sitemaps
[XML Sitemap](https://vaclaimsinsider.com/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [What is a Buddy Letter?](https://vaclaimsinsider.com/what-is-a-buddy-letter/): You may be asking yourself… what is a Buddy Letter?
- [VA Neurological Claims Statistics: The Fastest-Growing Disability Category in the System](https://vaclaimsinsider.com/va-neurological-claims-statistics/): If you have a service-connected back, hip, or knee condition and you've never filed for nerve damage, you're not alone — and the newest VA data suggests you may be missing something real.
- [VA 7-Day Private DBQ Rule Explained: How Private DBQs Can Strengthen Your VA Disability Claim and Get You Rated Faster](https://vaclaimsinsider.com/va-7-day-private-dbq-rule-explained/): But there’s an even bigger strategy most Veterans don’t know about: what I call the VA 7-Day Private DBQ Rule.
- [Top 5 Reasons Why Now is the BEST Time to Get Your VA Rating Increase!](https://vaclaimsinsider.com/best-time-to-get-a-va-rating-increase/): In 2026, updates to VA policies and rating criteria make right now the absolute BEST time to seek a VA rating increase.  
- [VA Dental Claims Statistics: The Fast-Growing Benefit Category Most Veterans Miss](https://vaclaimsinsider.com/va-dental-claims-statistics/): Ask most veterans whether the VA covers dental, and you'll usually get one of two answers: “only if you're 100% disabled” or “no.” Neither is the full picture. Dental and oral conditions are a real, ratable category of VA disability compensation — and according to VBA data, it's one of the fastest-growing categories in the entire system.
- [VA Diabetes Claims Statistics: Why New Claims Are Falling as Everything Else Rises](https://vaclaimsinsider.com/va-diabetes-claims-statistics/): Almost every category of VA disability claim grew last year. Endocrine conditions didn't. New endocrine claims (the body system that includes diabetes and thyroid conditions) fell 18.6% year-over-year, the steepest drop of any of the 13 body systems tracked in the annualVBA Compensation Report. 
- [TMJ VA Rating: How the VA Rates TMJ Under Diagnostic Code 9905](https://vaclaimsinsider.com/tmj-va-rating/): If your jaw clicks, locks, or throbs every time you eat, talk, or yawn, you already know TMJ isn't a “minor” problem. It's a daily fight - and it could qualify you for a VA disability rating and compensation.  
- [CHAMPVA Application Checklist: What Documents You Need](https://vaclaimsinsider.com/champva-application-checklist/): Applying for CHAMPVA VA benefits should be straightforward, but it's surprisingly easy to hit delays if your application is missing even one required document.
- [Top 10 Most Common VA Disability Claims](https://vaclaimsinsider.com/top-10-common-va-disability-claims/): According to the VBA Annual Benefits Report, the 10 most prevalent service-connected disabilities among the 6,338,253 veterans receiving VA disability compensation are: 
- [The Average Veteran Has 7.34 VA-Rated Disabilities: Are You Under-Claimed?](https://vaclaimsinsider.com/average-number-of-va-disabilities-per-veteran/): This article breaks down what the average number of VA disabilities per veteran means, including why so many veterans end up under-claimed, which categories of conditions are seeing the fastest growth in new claims, and how to check your own file against it.
- [VA Survivor Claims Are Surging: What the DIC Data Means for Military Families in 2026](https://vaclaimsinsider.com/va-dic-statistics/): Most veterans spend years focused on their own disability rating and never plan for what happens to their family if a service-connected condition eventually takes their life. 
- [VA Disability Compensation Statistics: Inside the $174 Billion Paid to America’s Veterans](https://vaclaimsinsider.com/va-disability-compensation-statistics/): Many veterans know their own monthly disability compensation amount down to the dollar. Far fewer know what that number looks like at scale — how much the VA pays out in total, where that money concentrates, and how quickly it's growing. The FY2025 VBA Compensation Report puts real numbers behind those questions, and the picture it paints is bigger and more concentrated than most people assume. 
- [100% VA Disability Statistics: Why 1.85 Million Veterans Now Receive the Highest Rating](https://vaclaimsinsider.com/100-va-disability-statistics/): According to the Veterans Benefits Administration Annual Benefits Report for Fiscal Year 2025, nearly 1.85 million veterans now receive compensation at the 100% disability level. That’s an increase of 299,607 veterans, or 19.4%, in just one year. Today, almost 3 out of every 10 veterans receiving VA compensation have a 100% VA disability rating. 
- [Why a TERA Concession Does Not Guarantee VA Disability Approval](https://vaclaimsinsider.com/tera-concession-does-not-guarantee-va-approval/): While a TERA concession is a favorable finding that acknowledges your exposure to potentially harmful substances during military service, it only satisfies one part of the service-connection equation. The VA still requires evidence of a current diagnosis and a medical nexus linking your condition to that exposure. 
- [30% vs 50% Migraine VA Rating: Key Differences Explained!](https://vaclaimsinsider.com/30-vs-50-migraine-va-rating/): Understanding the difference between a 30% and 50% VA rating for migraines can affect both your monthly compensation and the strength of your claim. 
- [100 Most Common VA Disability Claims and Their Ratings: The Ultimate Guide](https://vaclaimsinsider.com/100-most-common-va-disability-claims/): In this ultimate guide, VA disability expert and bestselling author Brian Reese reveals and explains the 100 most common VA disability claims.
- [VA Processed 2 Million Claims in Record Time—But Did They Get Them Right?](https://vaclaimsinsider.com/va-processed-2-million-claims/): On June 10, 2026, VA announced it had processed more than 2 million disability benefits claims in fiscal year 2026 as of June 1. That’s a record, and to be fair, it’s a big deal. Or is it?
- [Patellofemoral Pain Syndrome VA Rating: How the VA Rates Runner’s Knee ](https://vaclaimsinsider.com/patellofemoral-pain-syndrome-va-rating/): Understanding your patellofemoral pain syndrome VA rating is important because the VA doesn't assign ratings based on your diagnosis alone. Instead, your rating depends on how much the condition limits your function, range of motion, stability, and daily activities. 
- [New VA Disability Claims Data Explained: Why Is There a Massive Gap Between 10% and 100% Ratings?](https://vaclaimsinsider.com/new-va-disability-claims-data-explained/): New VA disability claims data reveals a brutal truth: Most veterans begin their VA disability journey underrated. The most common starting rating is 10%, but the most common rating overall is 100%.
- [What Evidence Matters Most for a VA Rating Increase?](https://vaclaimsinsider.com/va-rating-increase-evidence/): BLUF: The VA doesn’t care how much evidence you submit; it cares whether the evidence proves your condition got worse.
- [2027 VA Disability Rates (Projected 3.9% COLA Increase)](https://vaclaimsinsider.com/2027-va-disability-rates/): 2027 VA disability pay rates are projected to increase by 3.9% with the annual COLA. If that estimate holds, it would be the largest COLA increase for veterans since 2022.
- [Should You Request Your VA Code Sheet and C-File?](https://vaclaimsinsider.com/va-code-sheet-and-c-file/): If you’re filing a VA disability claim, seeking an increase, preparing for an appeal, or trying to protect your current rating, two of the most important documents you can request are your VA C-file and VA code sheet. 
- [How to Win an MST-Related VA Claim Without a Formal Report](https://vaclaimsinsider.com/mst-claim-without-report/): Many veterans never reported Military Sexual Trauma (MST) during service. Some feared retaliation or blame. Others worried they would not be believed or supported by leadership. 
- [Can I Use AI for My VA Disability Claim? What Veterans Really Need to Know!](https://vaclaimsinsider.com/can-i-use-ai-for-my-va-disability-claim/): Artificial Intelligence (AI) is here—and veterans are already using it for their VA claims.
- [Do Migraine Logs Really Help Your VA Claim?](https://vaclaimsinsider.com/migraine-log-for-va-claim/): Yes. A well-documented migraine log can strengthen your VA disability claim and can even mean the difference between which migraine rating you receive.
- [How to Obtain a VA Award Letter](https://vaclaimsinsider.com/va-award-letter/): If you need proof of your VA disability rating, compensation, or benefits, you’ll need your VA award letter (technically called a VA rating decision letter). 
- [Onychomycosis VA Rating Explained: How the VA Rates Toenail Fungus](https://vaclaimsinsider.com/onychomycosis-va-rating/): The good news is that the VA does recognize fungal nail infections as potentially service-connected disabilities. Understanding how the onychomycosis VA rating works can help you determine whether you may qualify for benefits.
- [Can VA Take Away Service Connection? VA Severance Rules Explained!](https://vaclaimsinsider.com/can-va-take-away-service-connection/): Can VA take away service connection after granting it? Yes—but only in rare cases, and VA has a high legal burden before it can sever your benefits.
- [What To Do After Your VA Claim Gets Denied a Second Time](https://vaclaimsinsider.com/va-claim-denied-a-second-time/): Getting your VA claim denied a second time can feel like a punch to the gut. 
- [How to Tell if Your VA Disabilities Are Static ](https://vaclaimsinsider.com/how-to-tell-if-va-disabilities-are-static/): For many veterans, receiving a VA rating isn’t the end of disability concerns. Can the VA request a reexamination and potentially reduce your benefits?
- [The History of VA and Serving Veterans: How America Built Its Promise to Those Who Served](https://vaclaimsinsider.com/history-of-va-and-serving-veterans/): The Bonus Army is one of the most painful chapters in veterans affairs history.
- [Can You Win Sleep Apnea Through TERA or the PACT Act?](https://vaclaimsinsider.com/sleep-apnea-tera-claim/): Yes, you can win service connection for sleep apnea through Toxic Exposure Risk Activity (TERA) exposure, even though obstructive sleep apnea isn’t currently a presumptive condition under the PACT Act. 
- [Can I Get a VA Rating for Moral Injury?](https://vaclaimsinsider.com/can-i-get-a-va-rating-for-moral-injury/): VA does not currently give a separate disability rating for moral injury.
- [Does Going to Therapy Help Your Mental Health Claim? ](https://vaclaimsinsider.com/therapy-and-va-mental-health-claims/): Yes, going to therapy can strengthen a VA mental health claim, even though many veterans worry that treatment records showing improvement could hurt their VA rating. 
- [What Counts as New and Relevant Evidence for a Supplemental Claim?](https://vaclaimsinsider.com/va-supplemental-claim-evidence/): If your VA claim was denied, filing a Supplemental Claim may allow you to continue your case and submit additional evidence in support of your claim. 
- [How to Protect Your Effective Date After a VA Claim Denial](https://vaclaimsinsider.com/protect-va-effective-date-after-denial/): If your VA claim was denied, you may still be able to preserve your effective date, but only if you act within VA deadlines. 
- [Why Functional Impairment Matters for VA Disability Benefits](https://vaclaimsinsider.com/functional-impairment-for-va-disability/): A diagnosis matters for VA disability benefits, but your diagnosis alone does not tell VA how severe your condition is.
- [How Long Does Step 5 of a VA Claim Take?](https://vaclaimsinsider.com/how-long-does-step-5-of-a-va-claim-take/): Step 5 of a VA claim, known as the rating phase, may last a few days to a few weeks, though the VA offers no exact timeline. 
- [How to Go From 90% to 100% VA Disability (3 Proven Paths)](https://vaclaimsinsider.com/90-to-100-va-disability/): If you’re at a 90% VA disability rating, you're within reach of 100%. The rating increase is possible, but it requires the right strategy because the VA uses a combined rating system, not simple addition. 
- [VA Did NOT Eliminate Secondary Claims: Here’s What Veterans Actually Need to Know!](https://vaclaimsinsider.com/va-did-not-eliminate-secondary-claims/): Let’s clear this up fast: VA did not eliminate secondary claims.
- [Blepharitis VA Rating Explained: How the VA Rates Eyelid Inflammation (0%–60%)](https://vaclaimsinsider.com/blepharitis-va-rating/): Understanding the criteria — and aligning your medical evidence with those criteria — is the key to getting the correct blepharitis VA rating. 
- [2026 Wells Fargo Military Pay Dates Calendar](https://vaclaimsinsider.com/2026-wells-fargo-military-pay-dates/): Wells Fargo makes military pay deposits available up to two business days before the official military payday, giving service members and military families earlier access to their money.
- [Can Filing for an Increase Trigger Reexamination?](https://vaclaimsinsider.com/can-filing-for-increase-trigger-reexamination/): Yes, filing for a VA disability rating increase can trigger a reexamination, but it does not automatically mean your rating will be reduced.
- [Can the VA Lower My Rating if I File a New Claim?](https://vaclaimsinsider.com/can-va-lower-rating-filing-new-claim/): Yes, the VA can lower your disability rating if you file a new claim, but it doesn’t happen automatically. 
- [VA Secondary Conditions Explained: How One Disability Can Trigger Another — and Increase Your VA Rating!](https://vaclaimsinsider.com/va-secondary-conditions-explained/): VA secondary conditions aren’t about chasing diagnoses.
- [VA Survivor Benefits: DIC, Pension, Eligibility, and How to Apply](https://vaclaimsinsider.com/va-survivor-benefits-guide/): VA survivor benefits are designed to provide financial stability after the loss of a veteran — but eligibility depends on multiple factors. 
- [VA Caregiver Benefits: Eligibility, Stipends, and How to Apply](https://vaclaimsinsider.com/va-caregiver-benefits-guide/): In this veteran's guide, we’ll explore VA caregiver benefits: the Program of Comprehensive Assistance for Family Caregivers (PCAFC) and the Program of General Caregiver Support Services (PGCSS), including who qualifies for each, what each program provides, and how to apply. 
- [CHAMPVA and VA Health Care for Dependents: Coverage, Eligibility, and How to Apply](https://vaclaimsinsider.com/champva-dependents-guide/): CHAMPVA — the Civilian Health and Medical Program of the Department of Veterans Affairs — provides health coverage to the spouses and children of veterans who are permanently and totally disabled due to a service-connected condition, or who died from one. It's a federal health benefit program, not private insurance, and it covers a broad range of medical services. 
- [How Long Does a VA Claim Take Right Now? (2026 Update)](https://vaclaimsinsider.com/how-long-does-a-va-claim-take-right-now/): If you’ve filed a VA disability claim recently, you’re probably asking the same question I hear all the time: How long does a VA claim take right now?
- [VA Education Benefits and the GI Bill: What Veterans Need to Know](https://vaclaimsinsider.com/va-education-benefits-guide/): Schools certified to receive VA education benefits have a School Certifying Official (SCO) who coordinates with the VA on your behalf. Your SCO will verify your enrollment each term and submit the paperwork needed to release your benefits. 
- [12 Million Veterans Get Nothing From the VA. 8 in 10 Who Are Rated Still Don’t Have What They Deserve.](https://vaclaimsinsider.com/how-many-veterans-get-va-disability/): “Every veteran is on VA disability and scamming the system.”
- [Why the VA Rater Chose the C&P Exam Over Your Private Medical Evidence: How to Fight Back!](https://vaclaimsinsider.com/c-and-p-exam-beat-your-private-medical-evidence/): By Brian Reese: Air Force veteran, founder of VA Claims Insider, and #1 bestselling author of VA Claim Secrets and You Deserve It (2nd Edition).
- [7 Types of Protected VA Disability Ratings Explained](https://vaclaimsinsider.com/7-types-of-protected-va-disability-ratings/): These are known as protected VA disability ratings. Over time, factors like the VA 5-year, 10-year, and 20-year rules make it harder for the VA to reduce your disability rating or sever service connection. 
- [Why Time Makes VA Disability Harder to Prove: 8 Tips to Avoid Denial Years After Service!](https://vaclaimsinsider.com/tips-for-filing-a-va-claim-years-after-service/): A lot of veterans believe the same dangerous lie.
- [Sinusitis VA Rating Criteria and Service Connection Explained](https://vaclaimsinsider.com/sinusitis-va-rating/): If you have constant sinus pressure, congestion, headaches, or infections, you may wonder if you qualify for a sinusitis VA rating. 
- [2026 VA Painful Motion Rule Update: How 38 C.F.R. § 4.59 Can Help Your Claim!](https://vaclaimsinsider.com/va-painful-motion-rule-update/): That is why the VA painful motion rule is one of the most important concepts in musculoskeletal claims.
- [Sleep Apnea Secondary to PTSD: VA Ratings and How to Get Approved](https://vaclaimsinsider.com/service-connect-sleep-apnea-secondary-to-ptsd/): Sleep apnea secondary to PTSD isn’t automatically service connected by the VA. You must show that your service-connected PTSD caused or worsened your sleep apnea. 
- [Student Loan Discharge (Forgiveness) for Veterans with VA Disability (No P&T Required)](https://vaclaimsinsider.com/va-disability-student-loan-forgiveness/): If you’re a veteran with a 100% service-connected disability or TDIU, you may qualify for federal student loan discharge, a powerful federal benefit that could eliminate your student loan debt completely.
- [Mefloquine VA Disability Rating: Can You Get VA Compensation for Lariam Side Effects?](https://vaclaimsinsider.com/mefloquine-va-disability-rating/): There is no official mefloquine VA disability rating. Instead, the VA rates the diagnosed condition caused by the drug, such as anxiety, vertigo, tinnitus, or neurological disorders.
- [Elite Success Story: From 10% to 100% P&T – How Maverick Mears Won After Six Years of Setbacks ](https://vaclaimsinsider.com/va-claim-success-story-maverick-mears/): Navy veteran Maverick Mears spent years navigating one of the most complex VA claims journeys you’ll ever hear. 
- [UTI VA Rating Explained (0% to 30%) ](https://vaclaimsinsider.com/va-disability-rating-for-uti/): The VA rates urinary tract infections (UTIs) at 0%, 10%, or 30% under 38 CFR § 4.115a based on severity, recurrence, and treatment required.
- [Genitourinary System VA Rating Guide: How the VA Rates Urinary & Kidney Conditions](https://vaclaimsinsider.com/va-ratings-for-the-genitourinary-system/): Many veterans experience issues with the genitourinary system due to service related injuries. Get rated by the VA by filing a disability claim.
- [Are There Any Guaranteed VA Disability Claims? What Veterans Really Need to Know!](https://vaclaimsinsider.com/guaranteed-va-disability-claims/): Here’s the truth: While some VA claims are easier to win than others, none are ever 100% guaranteed. 
- [Why is My VA Claim Moving So Fast? ](https://vaclaimsinsider.com/why-is-my-va-claim-moving-so-fast/): You might be asking, “Why is my VA claim moving so fast?”
- [Military Base Toxic Exposure Veterans Benefits: VA Compensation, Eligibility, and Claims](https://vaclaimsinsider.com/military-base-toxic-exposure-veterans-benefits/): Millions of veterans have been exposed to hazardous chemicals, contaminated water, burn pits, radiation, and other environmental toxins during military service. 
- [Top 5 Tips to Get a VA Rating for Tinnitus (Even with the Proposed Rating Changes) ](https://vaclaimsinsider.com/va-rating-for-tinnitus/): But here’s the part most veterans don’t realize: a VA rating for Tinnitus can sometimes be won based largely on your own competent and credible lay evidence. Under M21-1, V.iii.2.B.3.b, the VA says a medical opinion is not always required in the right fact pattern — especially when the record shows in-service complaints, a current report of tinnitus, and continuity of symptoms since service.  
- [Elite Success Story: Air Force Veteran Goes From 0% to 90% VA Disability in 17 Months](https://vaclaimsinsider.com/va-disability-success-story-0-to-90-percent/): Air Force veteran Sheila O'Connor spent almost two decades in uniform — and nearly a decade after leaving the service without receiving a dollar of the VA disability benefits she'd earned.
- [DBQ Fraud: The Truth Veterans Need to Know About Private DBQs!](https://vaclaimsinsider.com/dbq-fraud/): If you’ve been hearing the noise online about DBQ fraud, let’s pause and take a breath. I’m VA disability expert Brian Reese, and I’m here to cut through the fear, explain what’s real, and tell you what veterans need to know right now.
- [How Long Does It Take to Get a HISA Grant?](https://vaclaimsinsider.com/how-long-it-takes-to-get-a-hisa-grant/): The Home Improvements and Structural Alterations (HISA) grant process may take anywhere from a few weeks to a few months from application to payment. 
- [How Long Does Step 7 of a VA Claim Take?](https://vaclaimsinsider.com/how-long-does-step-7-of-va-claim-take/): Step 7 of a VA claim may take several days or longer. This stage is the final internal review before the VA releases your decision, though timelines may vary. 
- [How Often Does the VA Update Claim Status? ](https://vaclaimsinsider.com/how-often-does-va-update-claim-status/): The VA updates your claim status in the tracker when there is a change in your claim's processing stage, not on a fixed daily or weekly schedule.
- [What Does it Mean When the VA Defers a Claim?](https://vaclaimsinsider.com/what-does-it-mean-when-va-defers-a-claim/): When the VA defers a claim, it means the VA has reviewed your claim but needs additional evidence before it can approve or deny one or more issues.
- [How Long Does Step 6 of a VA Claim Take?](https://vaclaimsinsider.com/how-long-does-step-6-of-va-claim-take/): Step 6 of a VA disability claim typically takes about 7 to 14 days; however, timelines can vary based on the details of your claim. 
- [Case Study: How an Air Force Veteran Used the PACT Act to Increase His VA Rating From 0% to 60%](https://vaclaimsinsider.com/case-study-air-force-veteran-0-to-60-va-rating/): Editor’s note: This VA disability case study is based on a real VA Claims Insider Elite Member experience. Certain identifying details have been withheld to protect the veteran’s privacy.
- [What VA Disability Rating Qualifies for Dental Benefits?](https://vaclaimsinsider.com/what-va-disability-rating-qualifies-for-dental/): A 100% VA disability rating qualifies you for full VA dental care, including both a 100% schedular rating and Total Disability based on Individual Unemployability (TDIU). 
- [How Long Does Step 3 of a VA Claim Take? ](https://vaclaimsinsider.com/how-long-does-step-3-of-va-claim-take/): There is no fixed timeline for step 3 of a VA disability claim. While some claims move through this phase in 30 to 60 days, others take several months depending on claim complexity and whether additional exams or records are required. 
- [Can You Get More Than 100% VA Disability?](https://vaclaimsinsider.com/can-you-get-more-than-100-va-disability/): Yes, you can get more than 100% VA disability compensation—but not in the way most veterans think. 
- [How Do I Find My VA File Number?](https://vaclaimsinsider.com/how-do-i-find-my-va-file-number/): You can find your VA file number on official VA documents, such as your rating decision letter, VA claims correspondence, or your VA benefit summary letter on VA.gov. For most veterans, the VA file number is the same as your Social Security number (SSN).
- [Brain Tumor VA Rating: Active Cancer, Benign Tumors & Residuals Explained](https://vaclaimsinsider.com/brain-tumor-va-rating/): In this post, we’ll explain brain tumor VA ratings, how you can connect your brain tumor to service, and VA disability claim tips in clear, practical terms. 
- [Can VA Reduce My VA Rating If Medication Helps?](https://vaclaimsinsider.com/va-disability-medication-rule/): The VA cannot reduce your disability rating just because medication helps your symptoms.
- [Types of Honorable Discharges: Honorable vs. General Under Honorable Conditions](https://vaclaimsinsider.com/types-of-honorable-discharges/): The two types of honorable discharges are an Honorable Discharge and a General Discharge Under Honorable Conditions, both of which make veterans eligible for VA disability compensation, health care, and other VA benefits.
- [Pulmonary Function Test VA Disability Guide (How the VA Uses PFT Results)](https://vaclaimsinsider.com/pulmonary-function-test-va-disability/): If you’re a veteran filing a VA disability claim for a respiratory condition, the VA will almost certainly rely on a pulmonary function test (PFT) to determine your rating. For many lung-related claims, your PFT results are the single most important piece of medical evidence used to decide how much VA monthly compensation you receive. 
- [How to Connect Sleep Apnea to Military Service](https://vaclaimsinsider.com/how-to-connect-sleep-apnea-to-military-service/): Many veterans are diagnosed with sleep apnea after military service, often because symptoms went unnoticed or untreated for years before a sleep study confirmed the condition. 
- [Metatarsalgia VA Rating (Diagnostic Code 5279): Maximum 10 Percent Explained](https://vaclaimsinsider.com/metatarsalgia-va-rating/): While the VA caps the metatarsalgia VA rating at a single percentage, that doesn’t mean the condition stops affecting your overall compensation.  
- [Case Study: Army Veteran Increases VA Disability Rating From 50% to 80% in Eight Months](https://vaclaimsinsider.com/case-study-army-veteran-50-to-80-va-rating/): Editor’s note: This VA disability case study is based on a real VA Claims Insider Elite Member experience. Certain identifying details have been withheld to protect the veteran’s privacy.
- [Ulcerative Colitis VA Rating: How the VA Rates It from 10% to 100%](https://vaclaimsinsider.com/ulcerative-colitis-va-rating/): In this guide, you’ll learn how an ulcerative colitis VA rating is determined, how to prove service connection, and what to expect during the VA claims process. 
- [VA Appeal for Earlier Effective Date: How to Fix a Wrong VA Start Date & Get Back Pay](https://vaclaimsinsider.com/va-appeal-for-earlier-effective-date/): If you’ve received a VA disability decision but believe the effective date of VA compensation is incorrect, you can file a VA appeal for an earlier effective date.  
- [Pulmonary Embolism VA Rating: 0%–100% Explained](https://vaclaimsinsider.com/pulmonary-embolism-va-rating/): A pulmonary embolism VA rating can be 0%, 30%, 60%, or 100%, under diagnostic code (DC) 6817 Pulmonary Vascular Disease. Ratings depend on the condition’s severity, including evidence of hypertension, heart involvement, and ongoing symptoms or treatments. 
- [Pseudofolliculitis Barbae VA Rating Explained: How the VA Rates Razor Bumps](https://vaclaimsinsider.com/pseudofolliculitis-barbae-va-rating/): If you have a current diagnosis and evidence tying your condition to military service, you may qualify for a pseudofolliculitis barbae VA rating. 
- [VA TDIU Income Limits 2026: Federal Poverty Level, Work Rules, and Eligibility Explained](https://vaclaimsinsider.com/tdiu-income-limits/): Rising costs make it harder than ever for disabled veterans on a fixed income to stay financially stable. If you’re unable to work due to service-connected conditions, understanding the VA TDIU income limits for 2026 is critical to protecting your benefits.
- [Hemorrhoids VA Rating Explained (DC 7336): Eligibility, Ratings, and How to File](https://vaclaimsinsider.com/hemorrhoids-va-rating/): When symptoms like bleeding, pain, or recurring flare-ups disrupt daily life, the VA may award a hemorrhoids VA rating at 10% or 20%, depending on how frequently symptoms occur and whether complications exist.
- [Varicocele VA Rating and How Veterans Qualify for Compensation](https://vaclaimsinsider.com/varicocele-va-rating/): A varicocele VA rating can be confusing for veterans because the condition is real, diagnosable, and often painful — yet it usually does not qualify for VA compensation on its own.
- [Proposed VA Rating Change for Painful Scars: Why “Objective Evidence” Could Matter for Veterans!](https://vaclaimsinsider.com/proposed-va-rating-change-for-painful-scars/): VA just published a proposed change to how it evaluates “painful scars” under Diagnostic Code 7804 (DC 7804). If you have scars that hurt—and you’re filing a new claim, going for an increase, or heading into a review exam—this could affect how your scar pain is documented and rated.
- [Plantar Fasciitis VA Rating Criteria Explained: 10%, 20%, 30%, and 40% Eligibility](https://vaclaimsinsider.com/plantar-fasciitis-va-rating/): Plantar fasciitis can cause persistent heel pain that interferes with walking, standing, and working.  
- [VA Disability vs VA Pension: Can Veterans Receive Both Benefits?](https://vaclaimsinsider.com/va-disability-vs-va-pension/): VA disability and VA pension are often confused, particularly when determining whether you can receive both.  
- [VA Benefits for Veterans: Why 2026 is a Great Time to File!](https://vaclaimsinsider.com/va-benefits-for-veterans-best-time-to-file/): As we kick off 2026, there’s no better time than right now to take control of your VA disability benefits.  
- [Gastroparesis VA Rating: How Veterans Can Qualify for Up to 80% Disability](https://vaclaimsinsider.com/gastroparesis-va-rating/): But if you can link your gastrointestinal condition to your military service, either directly, secondary to another service-related condition, or by aggravation, you may qualify for a gastroparesis VA rating up to 80%. 
- [Case Study: Navy Veteran Increases VA Rating From 40% to 100% Permanent and Total](https://vaclaimsinsider.com/case-study-navy-veteran-40-to-100-va-rating/): Editor’s note: This Navy Veteran VA disability case study is based on a real VA Claims Insider Elite Member experience. 
- [WARNO: Proposed 2026 Cuts to VA Benefits](https://vaclaimsinsider.com/proposed-va-benefits-cuts/): When people say “VA benefits cuts,” they usually mean one of these:
- [SMC-S Housebound Benefits: Who Qualifies for $4,400+ Monthly?](https://vaclaimsinsider.com/smc-s/): If you’re a veteran with service-connected disabilities that prevent you from leaving your home, you may qualify for Special Monthly Compensation at the “S” rate (SMC-S). 
- [2026 Basic Allowance for Housing (BAH) Rates: Official Charts + 4.2% Average Increase](https://vaclaimsinsider.com/2026-basic-allowance-for-housing-rates/): The Department of War has officially announced the 2026 Basic Allowance for Housing (BAH) Rates, effective January 1, 2026.

## Pages
- [Veteran Benefits by State](https://vaclaimsinsider.com/veteran-benefits-by-state/): Veteran Benefits by State: The Complete Guide to What You’re Owed Where You Live
- [VA Secondary Conditions Guide](https://vaclaimsinsider.com/secondary-conditions-guide/): A VA secondary condition is a disability caused or worsened by a condition you’re already service-connected for. It doesn’t need a direct link to your military service — it needs a medical connection to an existing rated disability. Millions of veterans are living with secondary conditions they’ve never claimed, leaving significant compensation on the table. 
- [Sleep Apnea VA Disability Guide](https://vaclaimsinsider.com/sleep-apnea-va-disability-guide/): A strong sleep apnea VA disability claim comes down to evidence, not assumptions. 
- [Other VA Benefits Beyond Disability Compensation: Complete Guide for Veterans and Families](https://vaclaimsinsider.com/other-va-benefits-beyond-compensation/): This page is your central resource for exploring all major VA benefits beyond disability compensation and finding the exact programs that apply to your situation. 
- [How VA Claims Insider Serves Veterans ](https://vaclaimsinsider.com/services/): VA Claims Insider is an education-based organization built by veterans who have successfully navigated the VA disability claims process. Our mission is simple:  
- [VA Claim Denials and Appeals: Understanding Your Options  ](https://vaclaimsinsider.com/va-claim-denials-and-appeals/): VA disability expert Brian Reese the VA Claims Insider here—use this VA Claim Denials and Appeals Guide to understand your options, figure out next steps, and jumpstart getting all the VA benefits and compensation you’ve earned for your honorable service
- [100% VA Disability: The Three Paths and What They Mean for Your Benefits](https://vaclaimsinsider.com/100-percent-va-disability/): A 100% VA disability rating is the highest rating the VA assigns — and it comes with benefits that can significantly change you and your family's financial situation and quality of life.
- [Special Monthly Compensation (SMC): VA Benefits for Severe Disabilities](https://vaclaimsinsider.com/special-monthly-compensation-smc/): If you have a severe service-connected disability that requires more than what a standard VA disability rating captures, you may be eligible for Special Monthly Compensation, known as SMC. 
- [What is Service Connection?](https://vaclaimsinsider.com/service-connection/): If you’re a veteran seeking VA disability compensation, understanding service connection is crucial to getting the benefits you deserve.  
- [C&P Exam: What Veterans Need to Know](https://vaclaimsinsider.com/cp-exam/): A compensation & pension (C&P) exam is one of the most important parts of the VA disability claims process. It gives the VA medical findings and opinions used to decide service connection, evaluate severity, and assign a disability rating. 
- [How to File a VA Disability Claim ](https://vaclaimsinsider.com/how-to-file-a-va-disability-claim/): Fellow Veterans: Filing a VA disability claim doesn’t have to be complicated, but it does require the right preparation.
- [VA Claims: How to File, Build Your Case, and Fight Back if You’re Denied](https://vaclaimsinsider.com/va-claims/): Timelines vary, but here's how long VA claims are taking right now. Additionally, claims with complete evidence submitted upfront move faster and are more likely to be decided the first time correctly. 
- [Mental Health VA Ratings](https://vaclaimsinsider.com/mental-health-va-ratings/): Mental health VA ratings range from 0% to 100%, depending on how your symptoms impact your ability to function at work and in daily life. 
- [Increasing Your VA Disability Rating](https://vaclaimsinsider.com/increase-va-disability-rating/): Your initial VA disability rating isn’t final. Conditions worsen, new evidence emerges, and the VA allows you to pursue a higher rating at any time. 
- [VA Disability Ratings: How They Work and What They Mean for Your Benefits](https://vaclaimsinsider.com/va-disability-ratings/): → 7 Types of Protected VA Disability Ratings Explained 
- [What is the PACT Act? Your Guide to PACT Act Veterans Benefits ](https://vaclaimsinsider.com/pact-act-guide/): If you were exposed to toxic chemicals during your military service — whether through burn pits, Agent Orange, Gulf War hazards, or contaminated water — the PACT Act may have just changed everything for you. 
- [VA Presumptive Conditions: What They Are and How to Use Them ](https://vaclaimsinsider.com/presumptive-conditions-guide/): VA presumptive conditions work differently. If your condition is on the VA's presumptive list and you meet the service requirements, the VA already accepts the connection. You don't need to prove it. The law has already done that for you. 
- [Burn Pit Exposure VA Disability: Eligibility, Conditions, and Filing Your Claim](https://vaclaimsinsider.com/burn-pit-exposure/): The PACT Act created presumptive service connection for dozens of conditions tied to burn pit exposure. Veterans no longer need to prove their illness was caused by smoke. Qualifying service and a current diagnosis are enough. 
- [Agent Orange Exposure Guide for Veterans](https://vaclaimsinsider.com/agent-orange-exposure/): Agent Orange is a tactical herbicide used extensively by the U.S. military during the Vietnam War. It was contaminated with TCDD dioxin — one of the most toxic compounds known — and its health effects are still showing up in veterans decades later. 
- [Gulf War Illness and VA Benefits: What Veterans Need to Know](https://vaclaimsinsider.com/gulf-war-illness-guide/): If you served in Southwest Asia during or after the Gulf War (beginning August 2, 1990), you may be eligible for VA health care benefits. Gulf War Illness — also called Gulf War Syndrome — refers to a cluster of chronic, medically unexplained symptoms affecting Gulf War-era veterans. It is strongly associated with toxic exposure 
- [VA Toxic Exposure Benefits ](https://vaclaimsinsider.com/toxic-exposure/): In 2022, the PACT Act added dozens of VA presumptive conditions and removed barriers that kept veterans from VA toxic exposure benefits for years. 
- [Sign Up Today with VA Claims Insider](https://vaclaimsinsider.com/signup-now/): If you are stuck, frustrated, or underrated by the VA, VA Claims Insider's elite program was designed to get you what you deserve. Register today.
- [VA Disability Ratings by Condition](https://vaclaimsinsider.com/va-disability-ratings-by-condition/): If you know the condition you’re claiming, this page directs you to the right rating guide. Each section links to a dedicated page covering the VA diagnostic code, rating criteria, and what you need to build a strong claim. 
- [VA Claims Insider Elite Registration](https://vaclaimsinsider.com/elite-registration/): If you are stuck, frustrated, or underrated by the VA, VA Claims Insider's elite program was designed to get you what you deserve. Register today.
- [Team Member Embedded](https://vaclaimsinsider.com/team-member-embedded/)
- [Elite Membership Primer (CQL)](https://vaclaimsinsider.com/elite-membership-primer/t240826-su-elite/)
- [Coach Team](https://vaclaimsinsider.com/coach-team/)
- [Team Member](https://vaclaimsinsider.com/team-member/)
- [Video Testimonials](https://vaclaimsinsider.com/video-testimonials/)
- [You Deserve It](https://vaclaimsinsider.com/you-deserve-it/)
- [How to *FIX* Your VA CLAIM in 3 Simple Steps (15-Minute Video Tutorial)](https://vaclaimsinsider.com/how-to-fix-your-va-claim-in-3-simple-steps/):      
- [Search](https://vaclaimsinsider.com/search/)
- [The Secret Guide To 833 Ratable Va Disabilities [Free Ebook]](https://vaclaimsinsider.com/secret-guide/): Veterans are eligible for VA benefits for more than 833 different disabilities
- [Success Stories](https://vaclaimsinsider.com/testimonials/): At VA Claims Insider, we believe ALL Veterans deserve to be treated as the patriots they are and have the rights, privileges, benefits, services, and support of a grateful nation.
- [Our Community](https://vaclaimsinsider.com/our-community/)
- [Careers](https://vaclaimsinsider.com/careers/)
- [Elite Membership](https://vaclaimsinsider.com/elite-membership/)
- [How We Serve](https://vaclaimsinsider.com/how-we-serve/)
- [Press Kit](https://vaclaimsinsider.com/press-kit/): VA Claims Insider, LLC (VACI) is an education-based coaching/consulting company for disabled veterans exploring eligibility for increased VA disability
- [2026 VA Disability Calculator](https://vaclaimsinsider.com/va-disability-rating-calculator/)
- [Welcome Aboard](https://vaclaimsinsider.com/mktg-welcome-aboard/): 1) You will be connected with your Veteran Coach within a matter of minutes, so please keep an eye on your email! A copy of your signed Elite Membership will also be delivered to your email momentarily. 
- [FREE Resources](https://vaclaimsinsider.com/free-resources/)
- [VA CLAIM EXPERTS](https://vaclaimsinsider.com/)
- [VA Claims Insider Price List](https://vaclaimsinsider.com/price-list/)
- [Disclaimer](https://vaclaimsinsider.com/disclaimer/)
- [Return Policy](https://vaclaimsinsider.com/return-policy/): Thanks for purchasing VA Claims Insider Bootcamp.   
- [Terms and Conditions](https://vaclaimsinsider.com/terms-and-conditions/): SMS Communications
- [Privacy Policy](https://vaclaimsinsider.com/privacy-policy/): In Short: If you are a resident of California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah, or Virginia, you may have the right to request access to and receive details about the personal information we maintain about you and how we have processed it, correct inaccuracies, get a copy of, or delete your personal information. You may also have the right to withdraw your consent to our processing of your personal information. These rights may be limited in some circumstances by applicable law. More information is provided below.
- [Contact](https://vaclaimsinsider.com/contact/)
- [Blog](https://vaclaimsinsider.com/blog/)
- [About](https://vaclaimsinsider.com/about/)

## Team Members
- [Dustyn Pierson](https://vaclaimsinsider.com/team-members/dustyn-pierson/)
- [Christopher Harrell](https://vaclaimsinsider.com/team-members/christopher-harrell/)
- [Evan Mays Sr](https://vaclaimsinsider.com/team-members/evan-mays-sr/)
- [Tou Kong](https://vaclaimsinsider.com/team-members/tou-kong/)
- [Brandon Branch](https://vaclaimsinsider.com/team-members/brandon-branch/)
- [Libbie Hall](https://vaclaimsinsider.com/team-members/libbie-hall/)
- [Juan Flores](https://vaclaimsinsider.com/team-members/juan-flores/)
- [Brian Hornaday](https://vaclaimsinsider.com/team-members/brian-hornaday/)
- [Natasha Ward](https://vaclaimsinsider.com/team-members/natasha-ward/)
- [Todd Steinbrecher](https://vaclaimsinsider.com/team-members/todd-steinbrecher/)
- [Jocelyn Richardson](https://vaclaimsinsider.com/team-members/jocelyn-richardson/)
- [Walter Peters](https://vaclaimsinsider.com/team-members/walter-peters/)
- [Derrick Narmour](https://vaclaimsinsider.com/team-members/derrick-narmour/)
- [Johandy Martinez](https://vaclaimsinsider.com/team-members/johandy-martinez/)
- [Dina Juarez](https://vaclaimsinsider.com/team-members/dina-juarez/)
- [Charles Harris](https://vaclaimsinsider.com/team-members/charles-harris/)
- [Ash Harmon](https://vaclaimsinsider.com/team-members/ash-harmon/)
- [Kimberley Grant](https://vaclaimsinsider.com/team-members/kimberley-grant/)
- [Jason Gillard](https://vaclaimsinsider.com/team-members/jason-gillard/)
- [Brandon Ellison](https://vaclaimsinsider.com/team-members/brandon-ellison/)
- [Jennafer Baker](https://vaclaimsinsider.com/team-members/jennafer-baker/)
- [Peter Lehman](https://vaclaimsinsider.com/team-members/peter-lehman/)
- [Jaime Castro](https://vaclaimsinsider.com/team-members/jaime-castro/)
- [Troy Heath](https://vaclaimsinsider.com/team-members/troy-heath/)
- [Shelly Allen](https://vaclaimsinsider.com/team-members/shelly-allen/)
- [Mary Lanzara](https://vaclaimsinsider.com/team-members/mary-lanzara/)
- [TJ Cama](https://vaclaimsinsider.com/team-members/tj-cama/)
- [Brian “Mitch” Lockwood](https://vaclaimsinsider.com/team-members/brian-mitch-lockwood/)
- [Naomi Encarnacion](https://vaclaimsinsider.com/team-members/naomi-encarnacion/)
- [Albert Romero](https://vaclaimsinsider.com/team-members/albert-romero/)
- [Henry Sosa](https://vaclaimsinsider.com/team-members/henry-sosa/)
- [Jordan O’Campo](https://vaclaimsinsider.com/team-members/jordan-o-campo/)
- [Amybelle Badol](https://vaclaimsinsider.com/team-members/amybelle-badol/)
- [Theresa Gomez](https://vaclaimsinsider.com/team-members/theresa-gomez/)
- [Anne Marie Gueco](https://vaclaimsinsider.com/team-members/anne-marie-gueco/)
- [Glenda Cacho](https://vaclaimsinsider.com/team-members/glenda-cacho/)
- [Sonny De Chavez](https://vaclaimsinsider.com/team-members/sonny-de-chavez/)
- [Alexandria Jones](https://vaclaimsinsider.com/team-members/alexandria-jones/)
- [Lynette Lacuen](https://vaclaimsinsider.com/team-members/lynette-lacuen/)
- [Patrick Liago](https://vaclaimsinsider.com/team-members/patrick-liago/)
- [Marbelia Reid](https://vaclaimsinsider.com/team-members/marbelia-reid/)
- [Chris Finley](https://vaclaimsinsider.com/team-members/chris-finley/)
- [Molly Cruzen](https://vaclaimsinsider.com/team-members/molly-cruzen/)
- [Ian MacFarlane](https://vaclaimsinsider.com/team-members/ian-macfarlane/)
- [Gil Shuga](https://vaclaimsinsider.com/team-members/gil-shuga/)
- [Jeanette Burrell-Lane](https://vaclaimsinsider.com/team-members/jeanette-burrell-lane/)
- [Dennis White](https://vaclaimsinsider.com/team-members/dennis-white/)
- [Daniel Gasa](https://vaclaimsinsider.com/team-members/daniel-gasa/)
- [Natalie Jones](https://vaclaimsinsider.com/team-members/natalie-jones/)
- [Andrew Porter](https://vaclaimsinsider.com/team-members/andrew-porter/)
- [Jeffrey Rogers](https://vaclaimsinsider.com/team-members/jeffrey-rogers/)
- [Zachery Williams](https://vaclaimsinsider.com/team-members/zachery-williams/)
- [Cassie Allen](https://vaclaimsinsider.com/team-members/cassie-allen/)
- [Jennifer  McDonald](https://vaclaimsinsider.com/team-members/jennifer-mcdonald/)
- [Jesse Martin](https://vaclaimsinsider.com/team-members/jesse-martin/)
- [Elizabeth Hash](https://vaclaimsinsider.com/team-members/elizabeth-hash/)
- [Beatrice Highsmith](https://vaclaimsinsider.com/team-members/beatrice-highsmith/)
- [Patrick Coyle](https://vaclaimsinsider.com/team-members/patrick-coyle/)